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Retiring to Thailand 2025

448 views 3 replies 4 participants last post by  LeeBangkok  
#1 ·
Hi everyone. I've been coming to Thailand for many years now and am hoping to retire there this year. I would appreciate any advice you can provide regarding the move. I would especially appreciate advice about health insurance, as I am 67 years old this year. The profile picture is a recent photo from this year, 2025, with my wife, Mannee, in Pattaya. I will be moving to the Buriram province. Regards, John & Mannee
 
#2 ·
from previous replies about the same subject. Getting health care in Thailand can get pretty expensive if they even will insure you and then they reportedly put in exemptions for older folks so they might not even cover you. But, I have a US govt sponsored US insurer and am beginning to wonder just how much they will continue to be allowed to increase premiums every year. I am currently on a family plan and paying my share which costs almost 1000 yes one thousand dollars a month. Last year it increased 13+% and for next year will increase again over 13% so I will be paying 1500 US dollars a month for that insurance. Meanwhile the US govt pays 72% of my premiums so next year their share will be 7200 dollars a month! talk about waste. I personally have never had any claim although I have had for my daughter and my first wife. Now that I am OLD, local Thai insurance from what I see on the local forums just isn't worth it. I can only hope that the yearly COLA will knock off some of that increase. Local medical from what I also read is pretty good here with doctors trained abroad and facilities are being upgraded all the time with some meeting international standards. If you can find a good international carrier from the US that fits your budget then I would go for that. Best of luck for a move to Paradise...which it still can be. I retired here over 20 years ago and have not regretted it at all. Weather is changing here too - seems a lot more rain and even government is studying moving of capital to higher grounds.
 
#3 ·
from previous replies about the same subject. Getting health care in Thailand can get pretty expensive if they even will insure you and then they reportedly put in exemptions for older folks so they might not even cover you. But, I have a US govt sponsored US insurer and am beginning to wonder just how much they will continue to be allowed to increase premiums every year. I am currently on a family plan and paying my share which costs almost 1000 yes one thousand dollars a month. Last year it increased 13+% and for next year will increase again over 13% so I will be paying 1500 US dollars a month for that insurance. Meanwhile the US govt pays 72% of my premiums so next year their share will be 7200 dollars a month! talk about waste. I personally have never had any claim although I have had for my daughter and my first wife. Now that I am OLD, local Thai insurance from what I see on the local forums just isn't worth it. I can only hope that the yearly COLA will knock off some of that increase. Local medical from what I also read is pretty good here with doctors trained abroad and facilities are being upgraded all the time with some meeting international standards. If you can find a good international carrier from the US that fits your budget then I would go for that. Best of luck for a move to Paradise...which it still can be. I retired here over 20 years ago and have not regretted it at all. Weather is changing here too - seems a lot more rain and even government is studying moving of capital to higher grounds.
I
from previous replies about the same subject. Getting health care in Thailand can get pretty expensive if they even will insure you…
Don’t know where you’re getting your info but healthcare here in Thailand is 20% the costs when compared to the US. Where major surgeries in the US can easily cost into the six figures or more I’ve seen it rarely exceed the mid fives…
If you like, DM me and I can give you the contact info on an insurance broker.
It’s a cottage industry now in Bangkok and Chiang Mai where for a couple thousand they will give you a complete exam (to include x-rays, CAT scans, and ultrasounds) with a extensive consultation of findings and recommendations from a doctor on where to go from there.
If something truly urgent is found, scheduling a followup or even surgery can be performed in less than a week, depending.
There is truly no comparison to US healthcare here.