I can't answer your question on registration, but I would offer this piece of advice as someone who has experienced cancer in the family - 'Hope for the best, but plan for the worst'.

Health insurance is like any insurance in that you pay more now to avoid the risk of having to pay a lot more in the future. CAT scans, blood tests, chemotherapy drugs, radiotherapy treatment and a long etc. would leave most people in dire straits if they had to pay in cash, all at a time when life could hardly be worse.

 

Any insurance with 'copago' is not acceptable as healthcare coverage for registering as a resident. It has to be full cover with no copago.

Gestores can be very useful since they can get things speeded-up because of whom they know but be aware that their services aren't free.

 

I have been looking again at these copago insurances, and some have a maximum amount you would pay in copagos of about 250 to 300 euros per year (i.e even if you were to be constantly using the private health insurance, you'd never pay more than that amount in copagos within a 12 month period). Would it not be the case then that if you could prove you have plenty of money in your bank account (way above the 6000? 8000? 10,000? euro amount that I have been told by different people is the amount you need to register) then having the co-pago insurance wouldn't be a problem?

At least the non-copago ones usually also include free dental care so it could well work out worth it to pay the extra in the end anyway.

 

Ok. Thanks for your replies.

Any idea how much the income you need to show is in Valencia city centre office?

These forums and websites seem to be saying it could be anything from about 5000 to 10000 euros, depending on where you go.