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Hi
I got my ILR on 13 Nov 2012.which means under ideal circumstances I can apply for naturalization after 13 Nov 2013.but I was out of UK from 13/12/2012 to 21/04/13(130 days)due to some family problems.i known one shouldn't be more than 90 days out of UK in the last 12 months.question is should I apply in Nov and ask for discretion or should I wait.......and when can I apply.
Many thanks
 

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Best to apply 40 days (130-90) after the first anniversary of getting ILR, which will be around Christmas time . Make sure that 3 years before your application date, you were actually in UK.
 
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