If you're American and have a moment to reply, I'd appreciate hearing what you do for rental car insurance when you go back to the USA for a visit.
I'm planning to spend about 5 weeks there soon, and I'm trying to figure out what to do about car insurance.
I have a USA virtual mail drop, but my official country of residence - used on my 2022 income tax forms - is France.
I no longer have USA auto coverage.
My Mutuelle de Poitiers auto policy here doesn't cover me for rental cars outside the EU.
I read that - by state law - USA car rentals automatically provide absolute-minimum liability insurance. In the state I'm to visit that's only $50k. Maybe I'm too much of a worrier, but that seems risky. I haven't had liability coverage at less than $1m for decades.
I found Loss Damage Wavier insurance (probably third party) for a more or less reasonable price through one of the airline/hotel/car websites, but so far, zilch for liability.
The rental agency wants $15+ per day for supplemental liability. That adds quite a lot to the total cost.
Many thanks for any suggestions.
I'm planning to spend about 5 weeks there soon, and I'm trying to figure out what to do about car insurance.
I have a USA virtual mail drop, but my official country of residence - used on my 2022 income tax forms - is France.
I no longer have USA auto coverage.
My Mutuelle de Poitiers auto policy here doesn't cover me for rental cars outside the EU.
I read that - by state law - USA car rentals automatically provide absolute-minimum liability insurance. In the state I'm to visit that's only $50k. Maybe I'm too much of a worrier, but that seems risky. I haven't had liability coverage at less than $1m for decades.
I found Loss Damage Wavier insurance (probably third party) for a more or less reasonable price through one of the airline/hotel/car websites, but so far, zilch for liability.
The rental agency wants $15+ per day for supplemental liability. That adds quite a lot to the total cost.
Many thanks for any suggestions.
