Hi,
I originally posted some general questions a couple of months back, but now as we get closer & closer to applying for our visa, I'm starting to worry over the financial aspect of it.
I currently earn roughly near £21k a year, which breaks down to around £1.6k a month. My current costs of living alone are roughly £700 each month, which gives me me around £600+ free each month after tax. (£900+ before tax) Due to this, I usually have a consistent £2-3k in my bank at all times, and I have several months worth of bank statements upto this date to prove it.
As of a couple of days ago, I booked and planned out another trip to see my wife in the States in April, as it's her birthday then. However I didn't take in account of the amount of money I'm going to need to withdraw from my account over this month. (ie. rent in advance for April, TV License renewal, Winter Gas bill.. etc) After all of these deductions, I'm probably only going to have around £1k or less in my bank account by the time I get my bank statement at the end of April. We intended to apply for her UK Spouse Visa at the beginning of May, meaning my most recent bank statement provided with the application would be the one from April, showing only £1k or less in my account. Due to missing a vital piece of documentation which won't reach me until the end of April, we cannot apply any sooner than this.
My question is, despite several months of bank statements dating back to August 2011 that show a consistent £2k-3k in my bank account, will presenting my most recent statement that shows a balance of less than £1k hurt our application in any way? If so, how should we remedy this? It's killing us to be apart from each other, we'd rather not have to wait a further 2-3 more months (for my statements to show a reasonable balance again) after May before we can even apply..
If it helps, I can gather as much evidence regarding funds being spent on my trip to the US next month as possible. I'm also hoping the fact that I've been able to afford multiple trips to the US over the past year (I kept my flight itineraries/boarding passes.. etc from previous trips as evidence) will also go in my favour. I can't help but worry though.
I originally posted some general questions a couple of months back, but now as we get closer & closer to applying for our visa, I'm starting to worry over the financial aspect of it.
I currently earn roughly near £21k a year, which breaks down to around £1.6k a month. My current costs of living alone are roughly £700 each month, which gives me me around £600+ free each month after tax. (£900+ before tax) Due to this, I usually have a consistent £2-3k in my bank at all times, and I have several months worth of bank statements upto this date to prove it.
As of a couple of days ago, I booked and planned out another trip to see my wife in the States in April, as it's her birthday then. However I didn't take in account of the amount of money I'm going to need to withdraw from my account over this month. (ie. rent in advance for April, TV License renewal, Winter Gas bill.. etc) After all of these deductions, I'm probably only going to have around £1k or less in my bank account by the time I get my bank statement at the end of April. We intended to apply for her UK Spouse Visa at the beginning of May, meaning my most recent bank statement provided with the application would be the one from April, showing only £1k or less in my account. Due to missing a vital piece of documentation which won't reach me until the end of April, we cannot apply any sooner than this.
My question is, despite several months of bank statements dating back to August 2011 that show a consistent £2k-3k in my bank account, will presenting my most recent statement that shows a balance of less than £1k hurt our application in any way? If so, how should we remedy this? It's killing us to be apart from each other, we'd rather not have to wait a further 2-3 more months (for my statements to show a reasonable balance again) after May before we can even apply..
If it helps, I can gather as much evidence regarding funds being spent on my trip to the US next month as possible. I'm also hoping the fact that I've been able to afford multiple trips to the US over the past year (I kept my flight itineraries/boarding passes.. etc from previous trips as evidence) will also go in my favour. I can't help but worry though.
Besides, I can't see UKBA being overly happy about having him support me with his pension, I think. Thanks anyway for the advice though! I really do appreciate it. 
