[LoriEleanor]

My experience with GLI is that the tenants themselves must earn the qualifying income to be accepted by the insurance company running the GLI. Most said they would not accept a dossier that needed a guarantor when GLI was required.

Of course, things can vary from region to region, but this was our experience in the Paris region and in the South of France region.

They normally do not like dossiers where most of the wealth is held in U.S. accounts. Even when the French bank account held considerably more than the amount of the total rent for the 3 year contract. Very frustrating.

 

[LoriEleanor]

I agree with BackinFrance about the person responsible (your wife's mother) being the name on the lease yet not living on premise. I really don't think ANY GLI would touch that. GLI insurance rules are very very specific and make - from my experience - no exceptions to any of their rules (which there are many).

If you are renting in the Paris region, it is hard to avoid GLI. Not impossible, but not easy. In my part of the South of France, GLI is not uncommon, but you can find things without it. Real Estate agencies down here operate in quite the same way as GLI's do. Most will not accept a dossier where the income and/or wealth is held outside of France.

Try finding a rental that is handled solely by the actual owner like on PAP, SeLoger, etc.