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Hello all,

I am getting ready to apply for my student visa to study in the UK starting in September 2014. My University has notified me to tell me that they will be sending me a loan letter which can be used as evidence of funds in my visa application. I have one federal loan and one private student loan through sallie mae. The loan amounts are enough to cover the requirements for tuition and maintenance. I found the following statement on a UK Visas and Immigration document:

"Loan funds must be available to you before you travel to the UK, unless the
loan: is an academic/student loan from your country's national government; and
will be released to you by your national government or your Tier 4 education
provider when you arrive in the UK."

both my federal loan and my student loan will be paid directly to my school who will then disburse the loan in three equal payments throughout the year.

My question is this: Does the sallie mae loan qualify for proof of funds, or will the money need to be in my account for the said 28 days? I read several other statements that included the wording that a "government sponsored loan" could also qualify under this rule as not needing to be in your account first.

Any help will be much appreciated!
 
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