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Hi

My partner is Spanish. She has an employment record of 30 years in Spain. She was then unemployed but now has 3 years of tax paying in the UK. I can imagine she will accumulate 4 years more in the UK.

I expect we will be resident in the UK when she retires but we can change that if required. The option of formal marriage remains open.

I imagine many immigrants must end up in this position (not the marriage bit but a split tax paying life ). Can anyone shed any light on what might happen regarding state pensions?

Any help most gratefully received. Cheers :)
 

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Hi

My partner is Spanish. She has an employment record of 30 years in Spain. She was then unemployed but now has 3 years of tax paying in the UK. I can imagine she will accumulate 4 years more in the UK.

I expect we will be resident in the UK when she retires but we can change that if required. The option of formal marriage remains open.

I imagine many immigrants must end up in this position (not the marriage bit but a split tax paying life ). Can anyone shed any light on what might happen regarding state pensions?

Any help most gratefully received. Cheers :)
Normally, what you pay in pension contribution earns entitlement in that country, so in your partner's case, she will receive a largish pension from Spain's social security office and much smaller amount from UK's. When it comes to retirement - each country sets its own state pension age (in UK it's 61 now for women but is going up to 65, and eventually to 67) - she needs to contact the pensions authority in each country to make a claim or find out how much she will be entitled to, and inquire how it can be paid.
 
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