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Retirement options in France

1998 Views 8 Replies 4 Participants Last post by  JENNIFERLYNN
Hi Everyone,

I am looking for advice from someone who has worked in France up to retirement age.

My situation is:

I moved to France 12 years ago and continued to pay my UK class 3 contributions up to the maximum required to give me a full UK state pension. I have worked in France for 12 years and paid my cotisations towards my French pension. I would be interested to hear from anyone who has been in a similar situation and taken retirement in France. I am trying to find out what my options are over the next 10 years.

Thanks,

Baldrick
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They have started a program here to evaluate your French pension when you reach age 57 or 58. And they do ask you to provide information about other pension programs you have been part of during the years when you weren't working in France.

Don't know if they'll move up their evaluation, but you could contact the agency that has your French pension and ask.
Cheers,
Bev
Thanks for the reply Bev, I have heard of this and it's the reason I'm posing the question.

A friend of mine has been told he can take retirement at 60 on a full French pension using his UK entitlement, which would mean 6 years earlier than in the UK. Can this be true? There surely must be someone out there who has first hand knowledge of what goes on.
I don't know how the existence of UK pension credits affects things here - but AFAICT the recent raising of the minimum retirement age to 62 (from 60) depends entirely on what year you were born in.

Better to run this by the pension authority in France than to try to suss it out yourself from "someone said" or "I heard."
Cheers,
Bev
He was told this as part of his assessment (he is 58). I am just very sceptical of everything I am told by so called "officials" in France, as 9 times out of 10 they are talking rubbish.
As far as I can tell, you can retire from the age of 62 in France but you will get a reduced pension based on the number of trimestres accumulated in France. Once you reach 65 (or the appropriate UK retirement age) then your NI contributions will be converted to trimestres to increase your French pension.
Thanks for the reply. I agree with you, I think this is what happens, but it contradicts what my friend was told. I guess we'll just have to wait and see what happens.
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