I've lived in Fukushima Ken for 17 years. When I got divorced with the Japanese national, in 2007 my contribution had stopped. I got remarried to a Polish national but last 2008 I went back to Japan and discovered that I have my statement bill for about 189,000 yen which left unpaid from the year 2008-2012 . I was jobless since I've got divorced in 2007, I couldn't pay so I just brought all the statement bills with me and my pension book back to Poland. My questions are:
1. If I will just leave this like that, without paying nothing anymore and only rely on the contributions which was paid by my previous husband, how will my pension look like?
2. Do I still have to pay these bills what I'm holding now? I am now 46 years old, If I am going to pay which I think it's ridiculous to do so, what age will I receive it or what year, and what amount in yen it will be?
3. How much my pension will grow if I pay this 160 000 which is equivalent to 7,000 zloty (Polish money) now, is it worth to pay this since am not working and staying in Japan? or would I have more bills to pay?
4. "After having paid into the pension system for 25 years, the insured person, after reaching 65 years of age will be eligible for a pension until their death. The 25 year period of payments is not always truly 25 years. Kara kikan (which counts your years outside of Japan) affects your right to receive a Japanese pension without 25 years of payment, if you are granted permanent residency before you reach 65.” This statement is based to Tuesday, June 21, 2011 Permanent residents, mind the 'gap years' in your pension payments by ASHLEY THOMPSON. In my case would I be entitled or would I be qualified for the Kara Kikan system if I am going to apply?
By April this year, I'm going to JP to visit my daughters, for re-entry renewal and clear up my pension which my ex-husband contributed for 15 years. But the problem is that I still have 180,000 yen to pay which was left unpaid from the year 2008 - 2012. Considering the exchange rate of zloty against yen is triple high. Could I apply a "kara kikan" means "gap years" to qualify for an exemption from contributions for being unemployed in Japan? I hope I am getting the right options. I would be really grateful enough if anyone can share me some advises before my travel.
1. If I will just leave this like that, without paying nothing anymore and only rely on the contributions which was paid by my previous husband, how will my pension look like?
2. Do I still have to pay these bills what I'm holding now? I am now 46 years old, If I am going to pay which I think it's ridiculous to do so, what age will I receive it or what year, and what amount in yen it will be?
3. How much my pension will grow if I pay this 160 000 which is equivalent to 7,000 zloty (Polish money) now, is it worth to pay this since am not working and staying in Japan? or would I have more bills to pay?
4. "After having paid into the pension system for 25 years, the insured person, after reaching 65 years of age will be eligible for a pension until their death. The 25 year period of payments is not always truly 25 years. Kara kikan (which counts your years outside of Japan) affects your right to receive a Japanese pension without 25 years of payment, if you are granted permanent residency before you reach 65.” This statement is based to Tuesday, June 21, 2011 Permanent residents, mind the 'gap years' in your pension payments by ASHLEY THOMPSON. In my case would I be entitled or would I be qualified for the Kara Kikan system if I am going to apply?
By April this year, I'm going to JP to visit my daughters, for re-entry renewal and clear up my pension which my ex-husband contributed for 15 years. But the problem is that I still have 180,000 yen to pay which was left unpaid from the year 2008 - 2012. Considering the exchange rate of zloty against yen is triple high. Could I apply a "kara kikan" means "gap years" to qualify for an exemption from contributions for being unemployed in Japan? I hope I am getting the right options. I would be really grateful enough if anyone can share me some advises before my travel.