Sorry for this, but I need to rant a little. Yesterday my husband got his his car knocked. No one was was hurt, so its just paperwork right? The guy who knocked us was uninsured . We pay for this, but when my husband asked his insurance, they said he must get a police number. If he reports the guy, he will have a huge fine plus other problems . My husband doesn't want to give this person hard times. But I feel anoyed why did we pay insurance?