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The cost of the visa is the same regardless of the method of payment. Any additional charges are attributable to your bank and you'll have to query that with them, as most banks will charge you an extra fee for transactions in a different currency but as has already been pointed out, if you're dealing with the same bank, that fee would be the same regardless of whether you pay by credit or debit card. The difference would be there is interest payable on credit card transactions if you do not pay off your bill in full whereas with debit cards, the money is debited straight from your account, so other than a transaction fee, there won't be any other charges.
 
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