Expat Forum For People Moving Overseas And Living Abroad banner

Status
Not open for further replies.
1 - 4 of 4 Posts

·
Registered
Joined
·
4 Posts
Discussion Starter · #1 ·
hello,

my husband is here on a Spouse visa from the US.

He has some on-going pre-existing mental health issues for which he was on prescribed medication prior to leaving the US.

We've been referred via NHS GP to mental health team who say he is not 'severe enough' to continue prescribing medication for - however, we know (from previous experience) that if he's not on it, he will deteriorate quickly.

The challenge we have is that it seems that no expat health insurance will cover him either until after six months waiting period - so we are stuck.

Does anyone know of any expat health insurance that doesn't have a waiting period or has any advice on how to get the NHS to take the situation seriously?

Sorry for the 'serious' topic but we're struggling to make any head-way and wondered if anyone else may have had to deal with a situation like this.

Thanks
 

·
Registered
Joined
·
33,612 Posts
hello,

my husband is here on a Spouse visa from the US.

He has some on-going pre-existing mental health issues for which he was on prescribed medication prior to leaving the US.

We've been referred via NHS GP to mental health team who say he is not 'severe enough' to continue prescribing medication for - however, we know (from previous experience) that if he's not on it, he will deteriorate quickly.

The challenge we have is that it seems that no expat health insurance will cover him either until after six months waiting period - so we are stuck.

Does anyone know of any expat health insurance that doesn't have a waiting period or has any advice on how to get the NHS to take the situation seriously?

Sorry for the 'serious' topic but we're struggling to make any head-way and wondered if anyone else may have had to deal with a situation like this.

Thanks
I the UK, the GP is responsible for what he prescribes for a patient, Therefore its down to him to determine the best treatment. You could go to another GP or make sure that they have access to your husbands medical records. But ultimately, its the prescribers decision on the best course of action and then any follow-ups

Jo xxx
 

·
Registered
Joined
·
7,376 Posts
You may also find that even after waiting 6 months you won't get a private health insurance to cover your husband's illness, since it is a pre-condition.

Not many private health insurances will take on pre-conditions because that costs them money - you can't really insure against something which already exists.
 
1 - 4 of 4 Posts
Status
Not open for further replies.
Top