You don't say where in Thailand you are located, but here in Pattaya, the Pattaya City Expats Club has a policy through a company called AXA that allows new subscribers up to age 65, with renewals to 75.
I (very) recently asked the head of international insurances of the Bangkok hospital group his opinion about both insurance companies.there are many threads on the subject of health insurance on this forum. Many of us have decided to put the insurance money into our own bank account as a kind of self insurance. April International has received a bad press recently, if you have a problem with them or any other European based company you have to take them to court in Europe.
He is however the man, who is trying to get the money from these companies or is negotiating about permissions to treatments.I don't think that there is much point in asking for advice on this one, everyone must decide for himself. The head of international insurances isn't the one that has to pay for a service that risks being terminated without notice at any time, premiums being doubled, certain already existing conditions being excluded. Not just April, most of the others also. Please look up the other threads on this forum.
I use BUPA who have an office right next to the Bangkok Hospital in Pattaya which would be a good sign for acceptability at least.He is however the man, who is trying to get the money from these companies or is negotiating about permissions to treatments.
His honest statement was that he (as Bangkok hospital group) prefer to do business with April,better than with healthcareinternational.
(both have contracts with BHG).
Conditions for termination an insurance are mentioned in the policy and high risk or serious illness AFTER starting the insurance,is not one of them.
Exisiting conditions are (mostly) always excluded.You cannot have a fire insurance when your house is already burning isn't it ?