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Hi I have been living in France for just over a year and a half and myself and husband are struggling to find Insurance cover for critical illness and life cover. I have had a couple of quotes but they do not seem worth taking out. Any information is very much welcomed.
 

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If you are on the national cover (CPAM) with a mutuelle, you're pretty much covered for "critical" illness (assuming you mean serious or chronic illness). Life insurance in France is considered more of an investment, though you can obtain a standard term life policy if that's what you want. Or perhaps you're asking about long term care coverage?
 

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In the UK you can now take out an insurance to cover you if you are financially disadvantaged by having a critical illness so that you cannot work and/or if you have a terminal illness some policies will pay out before death.I think this is the type of thing the OP is looking for but I do not think they exist in France but then again I could be wrong
 

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