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Having spent the last few weeks researching emigrating to Canada I thought I'd post up some observations and links
No spammy links below, a lot of them are internal to this site.
The prices used in the list were culled from a few sites and should be reasonable although I hear conflicting stories about cars with some saying like for like new cars are cheaper due to no double tax but good second-hand cars are expensive.
Rental
Apartments seem to be the Canadian way, looking for a 4 bed-roomed 1600 sq foot or bigger house is going to be hard and expensive.
Some offer utilities included others don’t. Add in TV, broadband and phone on top which are super expensive estimate 150 a month for
REALTOR.ca -Welcome
Classifieds Search Results : Rentals - thestar.com
toronto all housing classifieds - craigslist
Real estate for sale / rent Toronto (GTA). Farm land, condo's, acreage, townhouses, apartments & ranches. Find property on Kijiji classifieds.
Car insurance is mad in Canada.
As an Irish person your license doesn't transfer, however you can take a 1 off test but the insurers still count you as a new driver. Expect quotes of 5000 Canadian dollars for places like Toronto!!!
However some brokers take in previous history abroad like Johnson’s below.
http://www.expatforum.com/expats/ca...nada/66673-car-insurance-toronto-ontario.html
Auto Insurance Quotes - Home Insurance Quotes - Plan Benefits ? Johnson Inc.
Cost of living - see end for my take on prices
Health insurance is cheaper a family of 5, 2 adults 3 kids in primary came in at 1400 including dental. Expect employers to offer health insurance for salaried positions.
Taxes are less than here, when you read of people complaining of higher taxes take note of where they are from, UK folks get a huge shock in Canada, Irish will range from pleasantly surprised to new tax old tax same tax.
We are the most heavily taxed people through direct and indirect taxation in Europe outside of the Scandinavians and they get a lot better services in return.
So in Canada you're 350 Euro better off per month.
Job Offer, Vancouver forum
software engineer earning 125k all in inc. bonus etc.
2012 ComputerWorld Canada Salary Calculator
http://www.expatforum.com/expats/ca...59-advice-needed-moving-british-columbia.html
200 a week groceries for family of 4
Child benefit tax rebating
Canada Child Tax Benefit (CCTB)
Rates
CCTB/NCBS Guideline Table effective July 2011 - June 2012 (2010 tax year)
Play with different cities Dublin and Toronto are about the same.
Toronto is about the same as Dublin :: Cost of Living Comparison
Toronto is 17% cheaper on average than London
http://www.expatistan.com/cost-of-living/comparison/london/toronto?
For Irish a safe bet is to take the salary or rate here and multiply by 1.5 to get the equivalent Canadian dollar rate that provides the same standard of living.
If you earn 20 euro an hour here and are struggling to survive and are offered 30 Canadian dollars an hour you'll be living in a different country, harsher weather, no family and friends backup and be struggling there as well.
What’s it like stuff
It's big, second largest country in the world. It’s bigger than China.
Driving nonstop from Vancouver to Montreal is 4,500 km (2,800 miles) and would take 50 hours.
Ireland would fit in one corner of one province.
Wannabe Saskatchewans, when looking at the maps remember Regina (pronounced Reg-eye-na) to Saskatoon is like Waterford to Sligo.
MAPfrappe - Move Outlines
scroll down and you can grab and slide the map of canada around, zoom in and out.
Put Calgary where Cork is and Edmonton is Donegal town
Vancouver to the coast is like Dublin to Galway.
http://www.expatforum.com/expats/ca...-canada/88246-tell-me-about-saskatchewan.html
http://www.expatforum.com/expats/canada-expat-forum-expats-living-canada/104778-where-hub.html
Moving
http://www.expatforum.com/expats/ca...ts-living-canada/105372-shipping-ireland.html
Cost of living prices
Apologies for the formatting but vbulletin mangles whitespace and
No spammy links below, a lot of them are internal to this site.
The prices used in the list were culled from a few sites and should be reasonable although I hear conflicting stories about cars with some saying like for like new cars are cheaper due to no double tax but good second-hand cars are expensive.
Rental
Apartments seem to be the Canadian way, looking for a 4 bed-roomed 1600 sq foot or bigger house is going to be hard and expensive.
Some offer utilities included others don’t. Add in TV, broadband and phone on top which are super expensive estimate 150 a month for
REALTOR.ca -Welcome
Classifieds Search Results : Rentals - thestar.com
toronto all housing classifieds - craigslist
Real estate for sale / rent Toronto (GTA). Farm land, condo's, acreage, townhouses, apartments & ranches. Find property on Kijiji classifieds.
Car insurance is mad in Canada.
As an Irish person your license doesn't transfer, however you can take a 1 off test but the insurers still count you as a new driver. Expect quotes of 5000 Canadian dollars for places like Toronto!!!
However some brokers take in previous history abroad like Johnson’s below.
http://www.expatforum.com/expats/ca...nada/66673-car-insurance-toronto-ontario.html
Auto Insurance Quotes - Home Insurance Quotes - Plan Benefits ? Johnson Inc.
Cost of living - see end for my take on prices
Health insurance is cheaper a family of 5, 2 adults 3 kids in primary came in at 1400 including dental. Expect employers to offer health insurance for salaried positions.
Taxes are less than here, when you read of people complaining of higher taxes take note of where they are from, UK folks get a huge shock in Canada, Irish will range from pleasantly surprised to new tax old tax same tax.
We are the most heavily taxed people through direct and indirect taxation in Europe outside of the Scandinavians and they get a lot better services in return.
Same job in Ontario Canada 60k euro = 79k CA Dollars
79k job 6.6k per month 5k after tax (5k CAD = 3850 euro)
Canadian Income Tax Calculator 2012 | Life Insurance Canada
79k job 6.6k per month 5k after tax (5k CAD = 3850 euro)
Canadian Income Tax Calculator 2012 | Life Insurance Canada
So in Canada you're 350 Euro better off per month.
Job Offer, Vancouver forum
software engineer earning 125k all in inc. bonus etc.
2012 ComputerWorld Canada Salary Calculator
http://www.expatforum.com/expats/ca...59-advice-needed-moving-british-columbia.html
200 a week groceries for family of 4
Child benefit tax rebating
Canada Child Tax Benefit (CCTB)
Rates
CCTB/NCBS Guideline Table effective July 2011 - June 2012 (2010 tax year)
Play with different cities Dublin and Toronto are about the same.
Toronto is about the same as Dublin :: Cost of Living Comparison
Toronto is 17% cheaper on average than London
http://www.expatistan.com/cost-of-living/comparison/london/toronto?
For Irish a safe bet is to take the salary or rate here and multiply by 1.5 to get the equivalent Canadian dollar rate that provides the same standard of living.
If you earn 20 euro an hour here and are struggling to survive and are offered 30 Canadian dollars an hour you'll be living in a different country, harsher weather, no family and friends backup and be struggling there as well.
What’s it like stuff
It's big, second largest country in the world. It’s bigger than China.
Driving nonstop from Vancouver to Montreal is 4,500 km (2,800 miles) and would take 50 hours.
Ireland would fit in one corner of one province.
Wannabe Saskatchewans, when looking at the maps remember Regina (pronounced Reg-eye-na) to Saskatoon is like Waterford to Sligo.
MAPfrappe - Move Outlines
scroll down and you can grab and slide the map of canada around, zoom in and out.
Put Calgary where Cork is and Edmonton is Donegal town
Vancouver to the coast is like Dublin to Galway.
http://www.expatforum.com/expats/ca...-canada/88246-tell-me-about-saskatchewan.html
http://www.expatforum.com/expats/canada-expat-forum-expats-living-canada/104778-where-hub.html
Moving
http://www.expatforum.com/expats/ca...ts-living-canada/105372-shipping-ireland.html
Cost of living prices
Apologies for the formatting but vbulletin mangles whitespace and
Code:
tags are not allowed here.
Basically the first number is Irish price in euro, second number is Canadian price in CAD and the third number is the Canadian price converted to Euro at today’s rate of 0.76
[LIST]
[B]Restaurants[/B]
[*]Meal, Inexpensive Restaurant___€ 12.17____$12.87__€ 9.78
[*]Meal for 2, Mid-range Restaurant, Three-course_____€ 67.12____$53.22__€ 40.45
[*]Combo Meal at McDonalds or Similar___€ 7.03____$7.67__€ 5.83
[*]Domestic Beer (0.5 liter draught)__€ 4.86____$4.87__€ 3.70
[*]Imported Beer (0.33 liter bottle)___€ 5.07____$5.65__€ 4.29
[*]Cappuccino (regular)__€ 2.88____$3.39__€ 2.58
[*]Coke/Pepsi (0.33 liter bottle)____€ 1.88____$1.74__€ 1.32
[*]Water (0.33 liter bottle)____€ 1.32____$1.56__€ 1.19
[B]Food[/B]
[*]Milk (regular), 1 liter_____€ 1.16____$1.99__€ 1.51
[*]Loaf of Fresh White Bread (500g)____€ 1.78____$2.44__€ 1.85
[*]Eggs (12)___€ 3.15____$2.94__€ 2.23
[*]Fresh Cheese (1kg)____€ 10.86____$9.82__€ 7.46
[*]Chicken Breasts (Boneless, Skinless), (1kg)__€ 10.76____$10.69__€ 8.12
[*]Apples (1kg)__€ 2.46____$2.78__€ 2.11
[*]Oranges (1kg)____€ 1.83____$2.99__€ 2.27
[*]Potato (1kg)__€ 1.04____$1.64__€ 1.25
[*]Lettuce (1 head)__€ 1.00____$1.51__€ 1.15
[*]Water (1.5 liter bottle)_____€ 1.72____$2.16__€ 1.64
[*]Bottle of Wine (Mid-Range)____€ 10.38____$14.84__€ 11.28
[*]Domestic Beer (0.5 liter bottle)__€ 2.35____$2.94__€ 2.23
[*]Imported Beer (0.33 liter bottle)__€ 1.97____$3.49__€ 2.65
[*]Pack of Cigarettes (Marlboro)___€ 8.87____$10.55__€ 8.02
[B]Transportation[/B]
[*]One-way Ticket (local transport)__€ 2.09____$2.70__€ 2.05
[*]Monthly Pass_____€ 94.70____$84.86__€ 64.49
[*]Taxi Start (Normal Tariff)____€ 4.16____$3.61__€ 2.74
[*]Taxi 1km (Normal Tariff)____€ 1.14____$1.97__€ 1.50
[*]Taxi 1hour Waiting (Normal Tariff)____€ 29.80____$32.03__€ 24.34
[*]Gasoline (1 liter)____€ 1.48____$1.23__€ 0.93
[*]Volkswagen Golf 1.4 90 KW Trendline ____€ 26,747.50____$22,517.73__€ 17,113.47
[*]Car tax_____€ 600.00____$110.00__€ 83.60
[*]Car insurance___€ 500.00____$2,000.00__€ 1,520.00
[B]Utilities (Monthly[/B]
[*]Basic (Electricity, Gas, Water, Garbage) for 85m2 Apartment__€ 120.00____$195.96__€ 148.93
[*]1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans)__€ 0.22____$0.34__€ 0.26
[*]Internet (6 Mbps, Flat Rate, Cable/ADSL)__€ 32.73____$42.13__€ 32.02
[B]Sports And Leisure[/B]
[*]Fitness Club, Monthly Fee for 1 Adult___€ 57.81____$49.52__€ 37.64
[*]Tennis Court Rent (1 Hour on Weekend)_____€ 20.00____$19.24__€ 14.62
[*]Cinema, International Release, 1 Seat____€ 10.03____$11.76__€ 8.94
[B]Clothing And Shoes[/B]
[*]1 Pair of Levis 501 (Or Equivalent)__€ 81.50____$56.40__€ 42.86
[*]1 Summer Dress in a Chain Store (Zara, H&M, ___)__€ 51.50____$45.08__€ 34.26
[*]1 Pair of Nike Shoes____€ 80.80____$98.94__€ 75.19
[*]1 Pair of Men Leather Shoes__€ 84.83____$112.45__€ 85.46
[B]Rent Per Month[/B]
[*]Apartment (1 bedroom) in City Centre_____€ 915.62____$943.60__€ 717.14
[*]Apartment (1 bedroom) Outside of Centre__€ 719.23____$763.27__€ 580.09
[*]Apartment (3 bedrooms) in City Centre_____€ 1,615.00____$1,562.77__€ 1,187.71
[*]Apartment (3 bedrooms) Outside of Centre____€ 1,155.00____$1,248.78__€ 949.07
[B]Buy Apartment Price[/B]
[*]Price/ SQM to Buy Apartment in City Centre_____€ 3,800.00____$3,611.52__€ 2,744.76
[*]Price / SQM to Buy Apartment Outside of Centre__€ 2,587.50____$2,588.64__€ 1,967.37
[*]Salaries and Financing__
[*]Median Monthly Disposable Salary (After Tax)_____€ 2,318.58____$2,997.57__€ 2,278.15
[*]Mortgage Interest Rate in Percentages (%), Yearly___% 5.17____%4.32__
[/LIST]