ok already seen some negative on another site. It seem if we come to Spain and retire buy a home. Which will be our only home.we will have no Uk assets. It seems if one of us was to pass away the spouse is left with a huge bill against assets over 16k variable in some regions. Can this be true? Only we will not be rich just a reasonable home around 200k and small amount of emergency savings and our UK pensions. So would not be be able to afford thousands of pounds. This has become a much bigger worry as bad enough losing your spouse. We will of take out Spanish will and Furneral Plans as aware of need for this. Please some advise from this site as well.