£16,000 is the minimum required to meet the shortfall no matter where it occurs. They need £21,875 to cover the shortfall from their US income.

It's really a moot point because they will need £26,250 to cover the shortfall from their potential income in the UK.

 

Thank you for your quick response. I agree with your answer. So, in my reckoning they need 21,875 plus 26,250 = 48,125 GBP to qualify ?

 

I don't think they would need that much. Their UK job creates a shortfall of £4,100. If they meet that shortfall it covers the shortfall from the US. It's not cumulative.

 

So how much do they need?

If they meet the UK shortfall with 26,250 in savings, how much do they need to cover the shortfall of 2,350 for the US income?

The savings of 26,250 can't cover both shortfalls - if so, then in practice they are able to apply with only 16,250 in US earnings.

 

Huh?

There biggest shortfall is from the UK job. If they have £26,250 (which they have held untouched for at least 6 months) it covers both shortfalls. You don’t need to cover shortfalls individually. You are overthinking and confusing things.

 

Sorry if I'm being confusing.

To apply for a spouse visa from overseas, and to be able to travel together to the UK, the rules are a)one needs to be earning the equivalent of 18,600 GBP overseas, AND b) to be earning 18,600 GBP in proposed job in US.

The sponsor does neither - he has shortfalls in both categories.

If we take a theoretical scenario where the sponsor was earning 18,600 overseas but had shortfall only in the UK of 4,100 GBP. He could qualify under part a) but not under part b) unless he had savings of 26, 250 to cover the shortfall in the UK.

If now the sponsor also has a shortfall in the US, how does that 26,250 cover his shortfall in the US? The 26,250 has been calculated based on his shortfall in the UK.

If there are no further savings required, then,in practice, the sponsor has qualified without earning 18,600 overseas, which is not what the rules say.

Have I explained it a more clearly now?

Perhaps an even easier way of asking the question would be, if a sponsor was 2,350 GBP short on his annual overseas earning, how much would he need in savings to meet the financial minimum of 18,600 GBP. He will be earning over 18,600 GBP in his new job.

 

Sorry if I'm being confusing.

To apply for a spouse visa from overseas, and to be able to travel together to the UK, the rules are a)one needs to be earning the equivalent of 18,600 GBP overseas, AND b) to be earning 18,600 GBP in proposed job in US.

The sponsor does neither - he has shortfalls in both categories.

If applying under Category A, any shortfall in either the overseas income or the proposed job in the UK income can be made up in savings, non-employment income or pension. No where does it say that you have to meet the 2 shortfalls separately.

If we take a theoretical scenario where the sponsor was earning 18,600 overseas but had shortfall only in the UK of 4,100 GBP. He could qualify under part a) but not under part b) unless he had savings of 26, 250 to cover the shortfall in the UK.

Yes.

If now the sponsor also has a shortfall in the US, how does that 26,250 cover his shortfall in the US? The 26,250 has been calculated based on his shortfall in the UK.

He's applying under Category A earning £16,250/year in the US. He needs £21,875 in savings to cover that shortfall. He's going to be leaving that job to take a job in the UK earning £14,500. He would need £26,250 to cover that shortfall. Let's say he's had£26,250 in savings for the last 6 months. His US job is going to be over with so he's no longer going to need £21,875 to cover a shortfall. He can now use that savings to cover the shortfall in his proposed job in the UK. The £26,250 covers the shortfall of the job he's leaving and the job he's going to start.

If there are no further savings required, then,in practice, the sponsor has qualified without earning 18,600 overseas, which is not what the rules say.

Have I explained it a more clearly now?

Not really.

Perhaps an even easier way of asking the question would be, if a sponsor was 2,350 GBP short on his annual overseas earning, how much would he need in savings to meet the financial minimum of 18,600 GBP. He will be earning over 18,600 GBP in his new job.

£21,875.

 

Thank you for your response.