Where in the Languedoc ?

I only ask that because certain areas in that department are probably uninsurable.

 

Hi we are in the department of Aude, but our house is not on a flood plane or has ever been flooded. We could get insurance in the UK before, so I see no reason why we could not get insurance again. Thanks

 

We use Eurofil.

We don't have a holiday home but I am sure they do that type of insurance.

Been with them for 5 years. No problems.

https://www.eurofil.com/?cmpid=SEM_...lid|&gclid=EAIaIQobChMIz4Ghhua74wIVB0TTCh37Lwf5EAAYASAAEgKagvD_BwE&gclsrc=aw.ds

 

I've had my house in Brittany insured with Allianz for over 10 years before I moved into it full-time. I think most insurance companies will cover holiday homes, after all, French people have holiday homes too.

It does help to actually visit the local Allianz (or other company's) agencies to see which ones you feel comfortable with. As well as price, it's better to have a local agent who you like, as you will be happier contacting them when you need to make a claim.

I know it's difficult to know whether you 'like' someone at first meeting, but in my experience it's fairly to know who you take an instant dislike to, and it's best to avoid beginning a relationship with those people, as you may be dealing with them later in a situation where you are already upset. And it's nice when the personnel recognise you when you come in.

You also need to read the description of the coverage carefully to make sure that there are no conditions you would have difficulty fulfilling, such as needing a certain type of lock (even on outbuildings) or needing to have the shutters closed even for short absences.

Once you find an agency, stick with them, as you can insure your health and cars with them too (and receive a discount).

janet

 

Try Bruno Sellier in Cognac, a huge percentage of their business is holiday home insurance for non-French residents. They speak English very well and always do as they promise. Our family has used them for over 15 years. We continue to use them for motor insurance too. Link is: https://sellier-insurance.com/