I am an American living in Spain with the dream of moving to France some day. That some day will have to be after I sell my villa, so I don't know if it will be this year or next or the one after that.
I am married to a Spaniard and living in Spain as a legal resident. I do not work. I have full health care benefits from the Spanish social security system because of my husband who is retired. I will probably be a Spanish citizen before I make my move. My husband and I live separately but share the same legal address and are not legally separated nor divorced.
I will be living on a very small budget and need to know some of my ongoing costs before I go, to be sure I can afford them. I already know what it costs for me to live here in Spain. I have been to France and can see some of the costs there for myself, and they seem pretty much the same. But I don't know are the following:
1. Health care. I understand that my Spanish social security coverage will continue in any EU country. But in France a pensioner must pay something out of pocket for his care, whereas in Spain he doesn't. I was told that my cost would be about 25% out of pocket for doctors' visits and prescriptions. I think hosptialization would be fully covered, and I am not sure about any prescribed medicat tests.
2. Residence tax. I understand that you pay a tax based on your residence. I would be living in an apartment, probably paying about 450 euros per month (and have one television).
Can someone tell me what percentage of my health care costs I would be paying out of pocket with my pensioners coverage? And how much would I be paying a month (or year) for residence and tv tax?
If location makes a difference in taxes, I plan to live in Avigon.
Thanks,
Dvora
I am married to a Spaniard and living in Spain as a legal resident. I do not work. I have full health care benefits from the Spanish social security system because of my husband who is retired. I will probably be a Spanish citizen before I make my move. My husband and I live separately but share the same legal address and are not legally separated nor divorced.
I will be living on a very small budget and need to know some of my ongoing costs before I go, to be sure I can afford them. I already know what it costs for me to live here in Spain. I have been to France and can see some of the costs there for myself, and they seem pretty much the same. But I don't know are the following:
1. Health care. I understand that my Spanish social security coverage will continue in any EU country. But in France a pensioner must pay something out of pocket for his care, whereas in Spain he doesn't. I was told that my cost would be about 25% out of pocket for doctors' visits and prescriptions. I think hosptialization would be fully covered, and I am not sure about any prescribed medicat tests.
2. Residence tax. I understand that you pay a tax based on your residence. I would be living in an apartment, probably paying about 450 euros per month (and have one television).
Can someone tell me what percentage of my health care costs I would be paying out of pocket with my pensioners coverage? And how much would I be paying a month (or year) for residence and tv tax?
If location makes a difference in taxes, I plan to live in Avigon.
Thanks,
Dvora