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Discussion Starter · #1 ·
Could someone please give me some advice. I am unemployed in France and am being paid by Pole emploi. I have private health insurance in Switzerland (as I live quite close to there), I am currently waiting on my French social security number and I know that will cover me for health care in France. I really want to stay in the private system in Switzerland as I have an illness and am currently covered there for medication etc I have been sent a letter to complete regarding my social security it is "declaration de choix de medecin traitant" I am not sure therefore if I will also need to find a doctor in France in order to provide the social security with the information...any ideas anyone?

Many thanks in advance
 

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AFAIK you don't have a choice about signing up for French cotisations or not. If you're resident in France and drawing French chomage, then you'll be covered by the French system. There's nothing to say you can't keep your private health insurance in Switzerland as long as you continue to pay for it.

Under the French system, you designate a medecin traitant in order to get the full level of reimbursement. If you don't designate one, your reimbursement from the French system will be at a much lower percentage of the standard rate table.

But I don't believe that Pole d'Emploi will continue your private Swiss insurance for you, nor will the French system reimburse for treatment received in Switzerland unless it's for an emergency while you are in Switzerland.

I'm hoping that someone here might have more information about how these things work for those who live on one side of the border and work on the other side.
Cheers,
Bev
 

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I can't help you with the Swiss issue but you might want to investigate coverage under the French system anyway. If you have a chronic illness you can get coverage under ALD (affection longue durée), which is also known as "le 100%" because you get 100% coverage for things related to that illness.

Finding a medecin traitant is really easy. You just go to any GP and have them stamp the form for you, then send it into the sécu. You could go to one and discuss your case. They could tell you whether you would qualify for the ALD or not.
 

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Discussion Starter · #4 ·
Thanks so much for your reply. My situ is quite complicated that I prefer to keep my health insurance in Switzerland (it costs me a lot but I love the standard of care there). Now for my social security they have asked me to complete the medicin traitment form but I am not sure what to do about this as I want to keep my health care on the Swiss side..:confused:
 

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There is nothing particularly binding about filling out the medecin traitant form. It just means that if you use the medical services in France, you go through your declared medecin traitant (i.e. for referrals or whatever). If you never bother to see your medecin traitant after you fill out the forms, it doesn't matter.

But if you choose to keep your private Swiss insurance and have treatment in Switzerland, that's your option, as long as you continue to pay your Swiss premiums for the coverage.
Cheers,
Bev
 

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Discussion Starter · #6 ·
Thanks so much, I really appreciate your time to help me!! Its all a bit confusing at the moment. I am also wondering what would happen if I become pregnant again in the future and am still unemployed (i receive unemployment benefit through the pole emploi based on my previous salary). I know pole emploi stop paying as soon as I declare pregnancy and the social security take over payments. I asked at the social security office but was a bit confused after.. I am wondering do you have any idea how much the social security would pay? Thanks again in advance for all of your help with this..I am struggling at the moment to get my head around the whole process.
 

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Thanks so much, I really appreciate your time to help me!! Its all a bit confusing at the moment. I am also wondering what would happen if I become pregnant again in the future and am still unemployed (i receive unemployment benefit through the pole emploi based on my previous salary). I know pole emploi stop paying as soon as I declare pregnancy and the social security take over payments. I asked at the social security office but was a bit confused after.. I am wondering do you have any idea how much the social security would pay? Thanks again in advance for all of your help with this..I am struggling at the moment to get my head around the whole process.
Since you're covered by the French social security, you'd receive standard French benefits once you declare your pregnancy. There's where it gets a little complicated, however, since some of the maternity and "family allocation" benefits require you to keep certain appointments to monitor your pregnancy. And I don't think they're going to allow you to use a Swiss doctor or hospital for that.
Cheers,
Bev
 

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French social security

Hello,
I have a question on the same subject. I am resident in France but not working. I don't have a social security number because I am covered by my partners private health insurance.
I have decided to to register as an 'artiste auteur' so that I can work legally as an artist in France. To complete the formalities I have been asked for my social security number!
The question is do I need one if I have private health insurance and no need to draw any benefits?
Thank you in advance for any advice.
 

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If your "business" is going to be registered in France, then yes, you need to sign up with the French sécu and pay the French cotisations (which cover more than just health care).
Cheers,
Bev
 
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