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Discussion Starter · #1 ·
hi evreyone

im applying for flr m soon and i have question regarding my rent payment.
i normaly pay my rent by set up standing order so the first 3 monthes i payed 1000 pnd evrey month . in the fourth month i payed the rent by credit card only because the landlord wanted to change the date of the rent payment and i didint have enough money so i payed it by my credit card.
so do i have to explain all this in my visa application and show the credit card payment as evidence . or i dosent matter the eco will look just at the tenecy agreement ??

im only worried when the eco look at my bank statment and see that payment of the rent of the fourth month is not showing on my bank statment .
thanks for your time
 

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Discussion Starter · #3 ·
They only care that you meet the financial requirement and that your bank statement reflects that. They don't care about your outgoings.
i meet the financial requirment , from what i know its your total income minus rent and council tax .
in the first 3 monthes i been paying the rent as standing order so all good it reflect the bank statments . month number 4 i payed it with credit card so if eco look at my bank statments its not gonna be there because its been payed by credit card , so is that ok ?
how the eco knows how much the applicant is paying rent by the tenacy aggreement ? or by the bank statments ?
THANK YOU VERY MUCH
 

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Discussion Starter · #5 ·
What category are you using to meet the financial requirement?
im applying under exemption because my wife is on dla
my income 1000 pnd after tax a month +my sponsor 660 from benifits a month
rent and council tax together 1150 pnd a month and we got no childrens
 

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Discussion Starter · #6 ·
im applying under exemption because my wife is on dla
my income 1000 pnd after tax a month +my sponsor 660 from benifits a month
rent and council tax together 1150 pnd a month and we got no childrens
so basically i meet the financial requirments and my payslips is reflecting my bank statments so thats all good .
but wats worring me is the rent , i got my tennacy agreements its saying that the rent is 1000 pnd a month . so we say that im gonna show 6 months bank statments it should show the rent caming out evrey 13 th for 6 monthes . in my case its gonna show 3 monthes the rent caming out ,but the fourth and fifth month its not gonna show it because i payed it by the credit card and it will show month number 6 .
so if the eco goes by just the tenacy agreements i think im good , but if his gonna look at the bank statments his may say why ther is 2 missing payments of the rent.
 

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Discussion Starter · #7 ·
non salaried income flr M

hi applying for flr m under expemtion cause my sponsor is on dla im planning to change my job soon .
if some one is on non salaried income with current employer for less then 6 monthes .
1 . do i have to show 12 monthes payslips or 6
2 . will the eco take my lowest payslips and considre it as my income or will he count the avrege of 6 or 12 monthes payslips ?
thanks
 
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