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Anyone? Anyone? :) Would especially like to know about the living cost thing - any advice/what have others done for this section? Just fixed monthly costs, bills, etc.? Or including meals out, groceries, etc.?
On COL, we included utilities including phone and mobiles, average spent at the grocery, and a small bit for 'misc'-clothing, entertainment, take-away, stuff like that. We don't have a mortgage, and at the time didn't even have a TV license; we use wood for heating our house and water so we did include the log costs.

On the work thing, wow, I don't know what you would put! I've been hoping someone would pop in and make a suggestion...
 
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