Thats a tricky one, I do believe you can but cannot tell you what the cost is or which insurance companies will let you do this, best if your husband asks the insurance company, you can hire a car on your UK licence if you do not have a residence visa but once you have a visa you cannot use your UK licence. Can't you get your visa sorted before you arrive, I did for my family and my wife changed her licence over within a week of moving here.