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Hello all! I really need some advice and hope this is the right place to ask. I am an expat from the States recently moved to Australia. In the US I had full Medi-cal benefits. I currently am using an Medtronic Insulin Pump (Using Humolog insulin). I moved on a work holiday-visa. My partner and I are working on getting me residency. Until then, I have a waiting period that is required by the insurance policy I purchased of one year for preconditions. This means anything related to my precondition won't be covered for a year. I have been having Medtronic supplies shipped from the US, however, have to pay out of pocket for prescriptions, specialist appointments, and any type of testing done by specialists such as an A1C testing.

1) Is there any advice out there to keep the cost minimal or find insurance that will cover this!?

2)Does anyone have experience with being a diabetic Expat? What solutions did you find for your treatments

3) are there resources that you found were helpful?
 

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My flatmates takes Humolog as I see it in trash can and in common fridge. I am unable to ask them more but I can take a photograph if it helps.

Humalog 3ml is like 9 USD in India.
 

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Hello all! I really need some advice and hope this is the right place to ask. I am an expat from the States recently moved to Australia. In the US I had full Medi-cal benefits. I currently am using an Medtronic Insulin Pump (Using Humolog insulin). I moved on a work holiday-visa. My partner and I are working on getting me residency. Until then, I have a waiting period that is required by the insurance policy I purchased of one year for preconditions. This means anything related to my precondition won't be covered for a year. I have been having Medtronic supplies shipped from the US, however, have to pay out of pocket for prescriptions, specialist appointments, and any type of testing done by specialists such as an A1C testing.

1) Is there any advice out there to keep the cost minimal or find insurance that will cover this!?

2)Does anyone have experience with being a diabetic Expat? What solutions did you find for your treatments

3) are there resources that you found were helpful?

1) As far as private insurance goes, no private health fund will cover pre-existing conditions until you complete their required waiting period. So don't bother searching for any private health funds that will start covering you immediately.

Instead of having your stuff shipped in from the US, did you check how much they cost locally? Try a chain called "Chemist Warehouse" - they are on average slightly cheaper than some of the other pharmacies. While I don't have diabetes and so don't know about what kind of stuff you get out here in the Australian market, I do know that the company Medtronic has an office in Australia. So I'm sure their stuff will be available somewhere. Maybe you can contact them directly and ask for a list of distributors in your city who stock their stuff.

2) Since I guess you aren't eligible for Medicare on your current visa, your options are just limited to private health insurance and paying out of pocket.

But once you get your permanent residency done & get a Medicare card, you maybe eligible for some discounts on certain diabetes related consumables. After referral from your local GP to the public hospital system, you might get enrolled in a plan called NDSS which gives you a card that allows you access to discounts such as strips for sugar checking machines etc.

3) I think you best resource for further info would be your family doctor as they would likely have much more in-depth knowledge on the Australian health system.
 

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Lol that's interesting to know. If I ever visit India I will consider that. Can you ask your flatmates if there is a limit they can purchase per year or month? Are they on Medicare or private insurance? Thanks so much for your reply.
 
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