[carolleb]

As much as I hate even discussing it, I need to get some insurance in case of my death, I dont have any at all, and I worry about it, should something happen to me, I do not want the expense passed to my sons.

Does anyone know of any english company, I could speak to regarding this matter, I have put it off long enough and I really dont know where to start.

Would be very grateful for any help

Carolle.

 

[DunWorkin]

Do you mean a funeral plan?

We have one with Avalon. We now have a card we carry around with us. In case of death the police contact Avalon and they hold a list of numbers to call. Everything is arranged including an English speaking undertaker (makes it easier for family in UK).

We also included a 9 day delay to the funeral to allow friends and family to get here.

It cost about €3,500 each. That was a few years ago - I don't know if the costs have increased.

 

[carolleb]

ok sounds good, can you tell me if they let you pay monthly by dd or whatever and do they ask for a deposit, oh do you have a phone no, I could call please

 

[DunWorkin]

Here is their website
Funeral Plans | UK Funeral Planning Service from Avalon


We paid in a lump sum but I think you can pay monthly.

We arranged for a rep to come to the house. He explained everything to us and told us all the options.

 

[davexf]

Hola

Here is a link to an article I wrote; the information is reasonably up to date but there are links to companies that can give you the insight to be able to make a decision

www.chifra.org - Death & Funerals

Davexf

 

[snikpoh]

As much as I hate even discussing it, I need to get some insurance in case of my death, I dont have any at all, and I worry about it, should something happen to me, I do not want the expense passed to my sons.

Does anyone know of any english company, I could speak to regarding this matter, I have put it off long enough and I really dont know where to start.

Would be very grateful for any help

Carolle.

Do you mean 'death insurance' or 'life insurance' - is there a difference?


Hopefully Xabiachica will be along and rad this thread soon. She has life insurance which costs her just 200 euros per year.

Lynn - can you post some more details on your policy please.

 

[baldilocks]

We are with Mapfre and I think for the two of us it is about €400 per year and they cover everything.

 

[carolleb]

Thanks for the help, I phoned them, a lady called Ruth is coming to see me on tues afternoon. See what she says, I will let you know ok.

 

[carolleb]

Thank you for that info.

 

[carolleb]

Its death insurance, If anything happened to me, I dont want my sons stuck with the bill.

 

[snikpoh]

Its death insurance, If anything happened to me, I dont want my sons stuck with the bill.

... so life insurance would do then. When you die, you could get a lump sum to pay off debts.

 

[extranjero]

... so life insurance would do then. When you die, you could get a lump sum to pay off debts.

I understand that insurance payouts are taken into account in regard to IHT!