Hi. I guess the costs depend on where you end up living. We live in a little town north of Kingston, Ontario. We love it here. Ottawa and Toronto are not too far and the US border is a short drive away. We are a family with two young children and we spend around $200 per WEEK on groceries. Our telephone, tv and internet package is around $150 per month, hydro (electricity) is around $120 per month and oil for heating averages to around $300 per month. Our property taxes are $220 per month. Car insurance is VERY expensive, it was over $4000 last year but we have managed to reduce it this year. For home and auto insurance we pay $280 per month, but that is only collision on one car (fully comp on one car). We don't pay installments on our cars but it would depend on what you buy / lease. I would guess around $300 per car per month. Rent / housing varies so much so it is very hard to say. Good luck with your plan. Fleur The great Canadian adventure