Hi ,
I would like some information regarding how to claim both the UK and state pensions.
Have seen some useful posts that give examples but none that cover my particular situation , so maybe someone can give some input.
I am 65 years old and have paid 35 years and 2 months contibutions to the Spanish Social Security in order to receive the Spanish pension - in theory i could claim the Spanish pension now but would receive a reduced rate as i do not have the full amount of qualifying years.
I have also continued paying Class 2 contributions to the UK and currently have 32 years of full contributions according to the latest pension forecast i received.
I cannot claim my UK pension until i reach 66 in january 2025.
My question is , should i ask the Spanish authorities to take the years i have contributed in the UK into account when calculating my Spanish pension or would it be more beneficial to claim both pensions seperately?
My understanding is that i have a claim to pensions from Spain as well as the UK.
I have inquired at my local INSS office but nobody could give me a clear answer as they have not come across my particular circumstances before.
Any comments will be much appreciated.
Thanks
I would like some information regarding how to claim both the UK and state pensions.
Have seen some useful posts that give examples but none that cover my particular situation , so maybe someone can give some input.
I am 65 years old and have paid 35 years and 2 months contibutions to the Spanish Social Security in order to receive the Spanish pension - in theory i could claim the Spanish pension now but would receive a reduced rate as i do not have the full amount of qualifying years.
I have also continued paying Class 2 contributions to the UK and currently have 32 years of full contributions according to the latest pension forecast i received.
I cannot claim my UK pension until i reach 66 in january 2025.
My question is , should i ask the Spanish authorities to take the years i have contributed in the UK into account when calculating my Spanish pension or would it be more beneficial to claim both pensions seperately?
My understanding is that i have a claim to pensions from Spain as well as the UK.
I have inquired at my local INSS office but nobody could give me a clear answer as they have not come across my particular circumstances before.
Any comments will be much appreciated.
Thanks
