I'm currently with Monte Paschi di Siena who have closed my branch. Nearest one is now 25 kilometres away. I'm in Verbania (VB), Lago Maggiore. Can anyone a) recommend a reliable bank with low charges (not asking for much!) and b) tell me how I go about changing to a new bank. Does the new bank deal with closing the MPS account and changing all my direct debits for example? Many thanks.