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Hi all, can anyone tell me how the car insurance cost is worked out over here. The residents guide says that its supposed to work out at 5% of the new cars value. I'm looking at getting a second hand runabout for about 30-40k, is the insurance cost then 5% of the value or is there a different formula for second hand vehicles?

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depends on the make, age, your drivers license, whether you want it serviced in the authorised service centre only or in other designated service centres etc.
I own a car which is almost 5 years old now. After 3 yrs the premium was about 5%. After the 4th year the premium as a % increased (in spite of no claims). You need to go to the website of one of the insurance companies (AXA, RSA etc) and get a quote. Car Insurance from AXA
 

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What would that have to do with anything?
I have a Honda and if there is to be a repair, it will cost more to get the repair done in Al Futtaim than in another place like say XYZ automobile. The difference in premium was about 700 Dhs between the two.
Also, I am sure I am being ripped off on my insurance premium though.
 
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