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If you have an English car in Spain that is insured, taxed and MOT'd in U.K. Are you insured if you have an accident abroad?
 

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Yes.

However, the car can only be kept in Spain for a maximum of 6 months if you are a resident here.

After that, it must either go back to UK (permanently) or be registered onto Spanish plates.
 

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This is just another topic for Brexit negotiations.

At the moment most UK insurance policies provide the same level of cover you have in the UK for 60 days in the European Union.

Also as it stands cars imported from outside the EU need to undergo the homologation process. Homologation (homologación) is the procedure whereby vehicles are made to comply with certain safety and other requirements before they can be registered. A vehicle imported from a country outside the EU must undergo homologation and must be certified by the manufacturer or an officially recognised laboratory and undergo a test before it can be registered in Spain. It’s a long and complicated process and the information demanded by the regional authorities often varies with the region of Spain.

How high these sort of issues will rank on Mrs. May's agenda (assuming she is still there!) or the agenda of the EU27 remains to be seen!!
 

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..... you'll be insured if you car is here legally - in the event of an accident or claim, your insurance company will want proof of travel dates the car entered the country to ensure you have complied with your policy terms, and the police in Spain may also be interested if you have outstayed your time before you are required legally import the vehicle ...... if either find something amiss, you'll be without cover. It's messy already before BREXIT.
 

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Yes.

However, the car can only be kept in Spain for a maximum of 6 months if you are a resident here.

After that, it must either go back to UK (permanently) or be registered onto Spanish plates.
We just found out about this and a resident has 30 days as they would be importing the car, a visitor/new arrival has 6 months.
 
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