I have been thinking of buying a car, most second hand cars in the Philippines are very expensive I would like a Ford Ranger because I live on a farm and during the wet season very hard to access with a normal car. I checked out the price between a secondhand Ford and a brand new one and I believe its best buying a new Ford. I went to my BPI bank and asked about a loan as I have been banking with BPI for five years and my pension goes into the BPI as well. The lady at BPI informed me Foreigners cannot get a loan, I did not ask if my filipna wife could apply because the lady was very busy at that time. Has anyone have any ideas, otherwise I will buy a secondhand car.