It's not for you to dictate to others when they should or should not reply. Note that you are the one who has resorted to ad hominem attacks on me/my integrity....
Well, i said you need not bother putting posts with "useless sarcasm" .. and attacks started with your "Welcome to the 21st Century" remark mate ...
Or was that a compliment to my post in your own sweet way ?
I also find it hugely ironic that you accuse me of thinking the world revolves around me, when all I am doing is citing my own personal experiences with banks here (which may indeed be unique, although I doubt it), to challenge/disprove the 3rd party hearsay/anecdotal hypothesis you are quoting under the guise of fact. You cannot dispute these therefore you insult me? Bravo.
Posting your experiences should be just that .... not trying to put down a poster who is talking sense and being sarcastic about it ... your first post clearly shows u had not clue what i was talking about.. and u went on and on about internet banking for paying your other bills ...
How is internet banking related to a Credit card topic ?

It is only a mode of payment... that's it ...
Honestly ... this is the classic response on forums when u have nothing better to say .... there is nothing i said in the guise of fact.... all are facts and well explained ... please google or ask others and get ur facts in order ...... again, the world does not revolve around u.....
This forum is intended to guide/advise/help expats (current or prospective) in Dubai; hence I believe it is only honest and fair to challenge some of the incorrect/misleading points you raise. Like it or not, you are not always right and some of us will not always agree with your hypotheses/opinions or untruths you are clearly so desperate to propagate.
Exactly what I told u earlier...

Challenging and discussion is way different from "useless sarcasm" that you were propagating
teuchter
PS: BCCI was a Pakistani-owned bank, not a UAE one. Investors worldwide were affected when it folded. Furthermore, UAE banks' deposits are underwritten by the government of the UAE. Better luck next time.
lool... i know that google works too........
u seriously think it is safe to bank with an UAE bank and all your money is protected ?

You think the gaints like Citibank, HSBC, ADCB etc are all immune to a crash ? Ever heard of "Lehman brothers" ?

God bless ur soul...

and how does that even matter in this discussion ?

the topic was about having all ur funds in ONE bank... simple !!!
Well... even the customers money in BCCI was "protected" and the money is still being returned to this day.... in small tiny installments to it's customers .. hehe .... that is "protection" ...

and no, this is not fiction ........ my parents were one of their customers.......... is that fact enough for u ?
Oh please........ "BCCI operated in 78 countries, had over 400 branches, and had assets in excess of US$20 billion, making it the 7th largest private bank in the world by assets.
The first fact was the extraordinarily close alliance between BCCI and some of Britain's most powerful financial houses and aristocratic families.
The second fact was that BCCI was created, and then built up as a "world class" bank
Third fact, please find out who the largest shareholder was for BCCI... and then find out who the largest shareholder is for Citibank"