One thing I will say about sabadell is CHARGES CHARGES CHARGES! They supplied me with a debit card which stopped working, when i called I was told they had loads of problems with that supplier and would replace it with a better one with more reliable chip. A week later new card - a month later a charge for it - despite them admitting the first one was a cheap poo one from a bad supplier!
They regularly apply charges for paymens going in to my business account but when I complain they refund them. They seem to in some cases charge things they shouldnt. My personal account once got charged with 50 euros for 1 month comission on debit card purchases - despite my contract saying if I pay in 800 a month there are no charges ever. They are particularly prone to charging for things they shouldnt. Whether this is bad computers not able to compute basic things, or just them trying their luck.
In fairness though whenever I moan they refund them, and apart from the occasional small one they still slip up and apply (for unusual things) it doesnt happen now… and when it does… a week later its refunded without me even asking - i think they got the message!
So, always chec exactly what you sign up for, if it says free check what the conditions of this are (minimum balance or monthly credits etc) and complain if they get it wrong.
Another pointer with sabadell.. they have this "pay in 800 a month and its free" account… well a few months ago I was working on a big job that had been paid in advance and i called them to say "there wont be anything going in for 2 months". They advised I would get charged comissions so cleverly I decided to cash in some pounds and pay them in. Duly they translated them into euros, and depositied them.. later I got charges… when I queried they said "oh that wasnt a deposit, it was a "purchase of currency from us to you"'… they have a way out of everything!
So now, if ever i change pounds at the bank I ask them to pay ME the euros in cash then say "thank you, i would now like to pay these euros into my account" - the girl always gives me funny looks but it covers my backside!