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mortgage

  1. France Expat Forum for Expats Living in France
    I think this might be a familiar woe at present! We had an in principle mortgage offer, went shopping, now the rules have changed and I’m casting about for a company that can offer a full mortgage! We want to borrow under €100,000 as the house we’re buying is a good price. BNP won’t finance...
  2. France Expat Forum for Expats Living in France
    Hi and thanks for clicking on the thread. I'm hoping to find suggestions on either a decent quality mortgage broker (if they exist). Or if anyone has a sugegstion on how to get a good quality view of what mortgage I could possibly get - in the UK there's load of online comparison websites. I'm...
  3. Spain Expat Forum for Expats Living in Spain
    Hi, I'm in the process of buying a property in Spain and the current owner has an existing mortgage on the flat. When completing the purchase at the Notaria, a bankers draft is commonly used as payment. So how does this work when there is an existing mortgage involved ? As I understand it a...
  4. Britain Expat Forum for Expats Living in the UK
    Hi All. Great website and super help.:o I wish the government websites had such clear info as on here. But I guess that why these got created eh? My situation: I am a US husband of a UK wife - renewing my 2.5 spouse visa for the first renewal. We are living in my wife's sisters house. (She owns...
  5. France Expat Forum for Expats Living in France
    Salut folks A bit of a long shot but does anyone know of any banks/lenders/brokers willing to lend for Chateaux these days? We have a strong financial profile but apparently nobody is lending for chateaux anymore as they are seen as high risk. Frustratingly, most lenders have offered us...
  6. Dubai Expat Forum for Expats Living in Dubai
    Hi everyone! Has anyone used service from any Mortgage Consultancy agency in Dubai? If yes, how is your experience and how much are they charging for their services? I have one home loan that I would like to refinance and also I would like to apply for another one. Thanx in advance.
  7. USA Expat Forum for Expats Living in the USA
    Looking into moving to the USA from UK.. When I move can i immediately make a downpayment on a home/get a loan from bank? Do I need to build up credit first? Also, how has anyone else moved their savings etc from the uk to usa? thanks in advance
  8. Britain Expat Forum for Expats Living in the UK
    Hello, I bought a house in UK with residential mortgage. I am in UK under a Tier 2 ICT visa which expires in 2021. Would I need to sell the house when I leave UK (i.e. become a non-resident) or can I keep the house, change my mortgage to a buy-to-let, and let out the property? as I plan to apply...
  9. Articles: Europe
    British expats are finding it increasingly difficult to get a mortgage to buy a property in the UK due to tougher lending requirements that were introduced at the start of the year. Many expats like to buy property in the UK as an investment and let it out so that they have the option of using...
  10. Spain Expat Forum for Expats Living in Spain
    We are curious: I am 63 and my husband will be 68 at the time we are ready to buy. Is it possible to get a mortgage for 10 years? What about 7 years? I can be the only one on the mortgage if that would be better. Excellent credit, substantial downpayment (50% or more). I have heard banks...
  11. Articles: Middle East
    The majority of expats in the United Arab Emirates do not buy a home with many saying that prices are too high, new research has found. Despite staying in the UAE for over five years, they believe that buying a home is not affordable, including the down payment needed before getting a mortgage...
  12. Portugal Expat Forum for Expats Living in Portugal
    Hi everyone, I need some info on how to qualify for a mortgage in Portugal. I am a Dutch citizen. If that helps? thanks
  13. Spain Expat Forum for Expats Living in Spain
    We currently live in Spain (renting) and we have a good sum of money that we want to put towards buying a holiday home (we'd be first time buyers) in the UK. We most likely will be moving back to the UK in the next few years anyway. My question is, is it easier / better / worth it to just wait...
  14. Spain Expat Forum for Expats Living in Spain
    Hello everybody, I am Swiss resident and I have purchased an apartment in Barcelona using a personal credit. Now I am looking to get a mortgage on the apartment so that I can cancel my personal credit. Could anybody advise me which bank would offer a 70%-75% mortgage of the value of the...
  15. France Expat Forum for Expats Living in France
    Hello all, Anyone here gone through the process of purchasing an apartment in Paris (or even elsewhere in France)? Would love to hear your experiences and get some guidance on how to proceed. Hoping to put a sizeable down payment and then get a loan for the rest. I'm on a CDI so I have French...
  16. Dubai Expat Forum for Expats Living in Dubai
    I'm taking a leap of faith and buying a house here in Dubai. Given some real estate nightmares I've been hearing about, I'm not sure how good of an idea that is but I'll take my chances! Does anyone have any experience with mortgage lenders they wouldn't mind sharing? Is Islamic financing more...
  17. Spain Expat Forum for Expats Living in Spain
    Some of you may have read my consideration to buying a repossession from a bank, whilst I haven't gone off this idea I have been lucky enough to be helped out by my mum and this means that we can probably go down the conventional route of buying abroad. Though repossession has not be ruled out...
  18. USA Expat Forum for Expats Living in the USA
    Bonjour/Hello, My husband, who is French, got his immigrant visa around 22 of October. We are closing out of France, but have some situations that is giving us a headache. He has a online bank account that must be closed before his departure to the States. He just found that out today. He was...
  19. Britain Expat Forum for Expats Living in the UK
    Hi Expats! Glad to be here! We are planning to buy property in the UK over the next 18 months but need to ensure we are eligible for mortgage. We are currently struggling to obtain credit for leasing a car and have been in the UK 9 months already so we foresee there will be some uphill...
  20. Spain Expat Forum for Expats Living in Spain
    Hi Guys, This is my first post, so apologies if something similar exists. I need some advice on how to re-mortgage, or if this is even possible. My story goes something like this: I took out a Spanish mortgage in early 2014, and to cut a very long story short, what was initially an offer of a...
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