Why expats choose International Health Insurance

by Sponsored Post on March 1, 2016

The following article was provided by Cigna Global and in no way represents the opinions of Expatforum.com staff or its community members.

Moving abroad can be a stressful process that requires plenty of planning, time and energy. When becoming an expat, you have to take into account many factors for your relocation – and healthcare is an essential one.

Having taken the huge step in life to relocate to a new country, it’s important to secure peace of mind in as many aspects of your new life as possible; and ensuring that healthcare will be available for you and your family is a must.

Have you figured out how the healthcare system works in your chosen destination? How will you, as an expat, gain access to health services in your new place? Have you considered the possible language barrier, or know what to do in case of a medical emergency?


Understanding all the different facets about your new location can be a daunting process, and deciphering the way in which a country’s national health system works is not the exception.

When it comes down to health standards, statutory care and emergency treatment; details vary from country to country, and there are major differences in waiting times, cost, and accessibility for expats. The quality of care in your new country may not be to the standard you were used to back home.

As you leave your home country, you will realise you also leave certain comforts that were available to you as a national. It is indispensable to figure out the implications for expatriates in your new country of residence to make sure no necessities will be missing.

As a foreign national, you may not be entitled to any free or subsidised healthcare. In some cases you may need permanent residency before you can enter the system – and that could take years. It is therefore important to consider an expatriate health plan to provide for the healthcare needs of you and your family.

Individual private medical insurance (IPMI) policies can often be advantageous to expats, by comparison to local policies, as many of the benefits within these policies have been tailored specifically to suit expatriates.

At Cigna Global, we specialise in health insurance policies for expats just like you, ensuring you have the very best of care available to you as and when you need it.

Cigna currently provides health insurance for customers in over 200 countries, with a medical network of over 1 million hospitals and medical professionals worldwide.

As with the purchase of any product, one size almost certainly does not fit all. For that very reason, we’ve created a products suite that can be tailored exactly to the needs of you and your family. All Cigna Global policies are fully medically underwritten, with the aim of providing full clarity and transparency on the implications of medical conditions. Full cancer care is a standard benefit included with all Cigna Global Policies, which also come with high limits – such as up to $3,000,000 of care per period of cover (Platinum level policies), covering things like surgeon fees, consultation fees, medical fees and hospital accommodation.

Get a quote from Cigna for International Health Insurance

In addition, there are three levels of coverage to choose from, so expats can choose just the right fit – with options including outpatient care, medical evacuation, and vision and dental care.

As a specialist in expatriate healthcare, we know it’s vital to continue to monitor the needs of the globally mobile population to continue to improve our products for expats like you. We’re always listening to our customers, and we’ll never stop looking for ways to ensure that expats can have the very best of care available to them, regardless of where in the world they call home. For more information on Cigna Global, or to get a quote, please visit www.cignaglobal.com.

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