Relo steps before Brexit

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Relo steps before Brexit


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Old 10th July 2020, 05:30 PM
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Default Relo steps before Brexit

Hi folks,

Firstly, thanks for such a great forum - I've learned a lot from all your contributions!!

Like many first posters, I'm trying to get my head around the steps to relocate from the UK and understand what needs to be done first to make it all work (or work best).

I'm planning to relocate and apply for residency before 31 Dec. I will have a Spanish work contract, and from previously living in Spain I already have an NIE (which I'm hoping is still valid - it was donkey's years ago). What I'm trying to resolve is the catch 22 scenarios around opening bank accounts, rental contracts, and residency!

To apply for a residential bank account you need an address, but what do you need to get a 12-month rental agreement? Do you typically need you to do a credit check, provide bank statements or show proof of income?

And on the residential bank account, I would like to open a "cheap/free" nomina account (thanks for the threads on those), but most appear to need a passport, NIE, work contract, and rental agreement (see the catch 22). I like the look of ING, but they need the EU residence certificate, which based on the possible length of the TIE process could take a while (and will be a TIE).

I had the EX18 application process down, then TIE for Brits came along! But now I think I've got the TIE process all figured out (step 1 make extranjeria application with EX20 etc, step 2 get success notification, step 3 get card from police with EX23)

When I did it twenty years ago I just bowled up, but then I didn't have a job so didn't need a bank account to get paid into!

Thanks in advance.

Best

Roberto D

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Old 10th July 2020, 07:22 PM
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Hi,

I'll give you some short answers to most of your queries:

Your NIE will still be valid as it lasts forever.

You can't open a residential bank account until you are a resident! You need to open a non residents bank account first.

You don't need to prove that you have an income to get a rental contract nor provide bank statements. A landlord may require you to pay your rent and utility bills through a Spanish bank and need your bank account details.

When you have a rental contract, a bank account with 3 months of income to satisfy the authorities that you won't become a burden on the state and prove you have full healthcare you then apply for residency.

When you achieve residency you can then change your non residents bank account into a resident account.

Steve

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Old 10th July 2020, 09:09 PM
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hi tebo. this is the part i never understood - about 3 months of bank statements. if an EU, or UK person plans to live in Spain for more than 3 months they must register. i assume before the 3 months are over. that is my understanding. how would i have 3 months of bank account statements if i need to get TIE before 3 months is over?

where did this 3 months of bank statements come from at all? any idea? i couldnt find any official justification for this.

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Old 10th July 2020, 09:13 PM
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here is from Gov.uk Living in Spain page:

"As an EU citizen you must register as a resident if you plan on living in Spain for more than 3 months."

so if you PLAN to live more than 3 months you must register.
to me this sounds like you can (and probably should) register within 3 months from arrival. but then you will not have 3 months of bank statements.

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Old 10th July 2020, 09:18 PM
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It's all down to pre-planning. Before I moved here 6 years ago (it still had the same rules then) i opened a non residents bank account 6 months before while I was on holiday. I then put regular monthly income amounts into that bank and named the income as "pension" and that was acceptable to the authorities. After I got residency I changed the account to residents bank account and used the saved money to settle here.

Steve

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Old 10th July 2020, 09:32 PM
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thanks for the response but still.... the 3 months bank statements rule just seems illogical to me and does not agree with "if you plan to stay for more than 3 months you must register".

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Old 10th July 2020, 09:38 PM
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Some extranjerias accept money in foreign banks, with sworn translation. This is the case in Málaga.

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Old 10th July 2020, 09:42 PM
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Quote:
Originally Posted by yevlondon View Post
thanks for the response but still.... the 3 months bank statements rule just seems illogical to me and does not agree with "if you plan to stay for more than 3 months you must register".
That is the requirements, like it or not.

Steve

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Old 10th July 2020, 09:43 PM
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can you link to anything that says so? that would be very helpful

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Old 10th July 2020, 09:44 PM
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Quote:
Originally Posted by Joppa View Post
Some extranjerias accept money in foreign banks, with sworn translation. This is the case in Málaga.
i was planning to open account in SPain and put 7,000eur there. that requirement i saw and it is clear. it's the 3-months part that seems strange to me.

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