Health Insurance

Go Back   Expat Forum For People Moving Overseas And Living Abroad > Europe > Spain Expat Forum for Expats Living in Spain

Spain Expat Forum for Expats Living in Spain The Spain Expats forum is a dedicated community of people who have moved to Spain, or who are planning to. This is the place for Expats to meet and discuss anything about moving to, & living in, Spain.

Health Insurance


Reply
 
Subscribe to this Thread Thread Tools
  #1 (permalink)  
Old 16th February 2020, 04:35 PM
New Member
 
Join Date: Apr 2016
Location: England
Posts: 44
Rep Power: 0
Pipeman is on a distinguished road
25 likes received

Users Flag! Originally from uk. Users Flag! Expat in uk.
Default Health Insurance

I'm in the final throes of sorting out my move to Spain in July and have got a quote from Salus Health.

According to them no Spanish insurer covers pre-existing conditions, is this true? Does this include visits to Dr for prescriptions / repeat prescriptions ?

Reply With Quote Quick reply to this message
  #2 (permalink)  
Old 16th February 2020, 06:09 PM
Member
 
Join Date: Nov 2014
Location: Alcoy
Posts: 791
Rep Power: 0
The Skipper is on a distinguished road
332 likes received
202 likes given

Users Flag! Originally from england. Users Flag! Expat in spain.
Default

Quote:
Originally Posted by Pipeman View Post
I'm in the final throes of sorting out my move to Spain in July and have got a quote from Salus Health.

According to them no Spanish insurer covers pre-existing conditions, is this true? Does this include visits to Dr for prescriptions / repeat prescriptions ?
I am insured with Salus and my policy covers visits to a GP or hospital doctor for general check-ups and prescription renewals (the cost of drugs for private prescriptions is not covered). My wife and I have exclusions for pre-existing conditions and I have not heard of a Spanish health insurer that will cover them. When we first moved to Spain 12 years ago my UK employer's private health insurer, Axa PPP, offered to continue the company policy, including cover for all existing conditions, but the premium they quoted was 400 a month EACH! Needless to say we declined the offer.

Reply With Quote Quick reply to this message
  #3 (permalink)  
Old 16th February 2020, 06:21 PM
Member
 
Join Date: Jul 2012
Location: Shoreham By Sea/ Xirles
Posts: 225
Rep Power: 0
Barriej is on a distinguished road
102 likes received
72 likes given

Users Flag! Originally from uk. Users Flag! Expat in spain.
Default

No private health care will cover existing issues.

I have a quote from Sanitas for 195 per month for the 2 of us (Im in good health with no issues but my wife has a knee problem and high blood pressure and mild asthma)

We also move in July and after the first year will transfer to the Convenio Especial after the health insurance lapses.

Reply With Quote Quick reply to this message
Sponsored Links
Advertisement
 
  #4 (permalink)  
Old 16th February 2020, 09:14 PM
New Member
 
Join Date: Apr 2016
Location: England
Posts: 44
Rep Power: 0
Pipeman is on a distinguished road
25 likes received

Users Flag! Originally from uk. Users Flag! Expat in uk.
Default

Thanks for confirming.

On the downside we'll need to pay full whack for prescriptions but my budget was 6k and it's coming on around 2k so as long as nothing deteriorates (and nothing has for the past 5 odd years) we will be ok.

Does the Convenio Especial cover pre-existing conditions as we'll move onto that from next year?

Reply With Quote Quick reply to this message
  #5 (permalink)  
Old 17th February 2020, 08:05 AM
xabiaxica's Avatar
Super Moderator
 
Join Date: Jun 2009
Location: Xbia/Jvea (so good they named it twice!) since 2003
Posts: 35,306
Rep Power: 121403
xabiaxica has a reputation beyond reputexabiaxica has a reputation beyond reputexabiaxica has a reputation beyond reputexabiaxica has a reputation beyond reputexabiaxica has a reputation beyond reputexabiaxica has a reputation beyond reputexabiaxica has a reputation beyond reputexabiaxica has a reputation beyond reputexabiaxica has a reputation beyond reputexabiaxica has a reputation beyond reputexabiaxica has a reputation beyond repute
11325 likes received
5064 likes given

Users Flag! Originally from england. Users Flag! Expat in spain.
Default

Quote:
Originally Posted by Pipeman View Post
Thanks for confirming.

On the downside we'll need to pay full whack for prescriptions but my budget was 6k and it's coming on around 2k so as long as nothing deteriorates (and nothing has for the past 5 odd years) we will be ok.

Does the Convenio Especial cover pre-existing conditions as we'll move onto that from next year?
Yes, it does cover pre-existing conditions, but you still pay the full cost of medications.

As far as I know though, some areas still don't offer it.

__________________

Draco dormiens nunquam titillandus
Reply With Quote Quick reply to this message
Reply


Quick Reply
Message:
Options

Register Now

In order to be able to post messages on the Expat Forum For People Moving Overseas And Living Abroad forums, you must first register.
Please enter your desired user name, your email address and other required details in the form below.
User Name:
Password
Please enter a password for your user account. Note that passwords are case-sensitive.
Password:
Confirm Password:
Email Address
Please enter a valid email address for yourself.
Email Address:
Location
Where you live
Expat From Country
Please select the country you originate from. This will appear as a flag when you make posts on the site.
Expat To Country
Please select the country you have either moved to or want to relocate to. This will be presented on the site when you make posts.

Log-in


Thread Tools

Posting Rules
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


FORUM PARTNERS

ExpatForum.com is owned and operated by VerticalScope Inc.

Retiring Overseas Guides | Moving Overseas Guides | Cost of Living | Health Care Guides


All times are GMT. The time now is 08:33 PM.


Powered by vBulletin®
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
Search Engine Friendly URLs by vBSEO
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.