Towns accessible from Malaga airport for permanent move - Page 4

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Towns accessible from Malaga airport for permanent move - Page 4


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  #31 (permalink)  
Old 5th July 2019, 10:52 AM
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Ok thanks for that, will take that into account and keep records to prove im spending more time in UK etc eventually I would probably transition to become a resident in spain (Brexit pending) but as you know they clobber you for tax there especially if you have assets etc so i'm keen to avoid that for a while until I settle down and it becomes more difficult to split my time.
You get clobbered for tax in Spain if you have income, property or other assets in UK. Trying to fiddle the system might have worked in the past but HMRC and Hacienda are talking to each other - Unfortunately they don't always get it right because the UK operates a stupid tax year and what HMRC report doesn't fit with the Spanish tax year.
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  #32 (permalink)  
Old 5th July 2019, 10:57 AM
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.. but as you know they clobber you for tax there especially if you have assets etc so i'm keen to avoid that for a while until I settle down and it becomes more difficult to split my time.
There is no tax on assets of residents unless they exceed 1 million euros and non residents 700,000 €

And remember that under the double taxation agreement between spain and U.K., tax on rental income from property in U.K. is taxable in U.K., albeit that there could be a small top up tax on spain
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  #33 (permalink)  
Old 5th July 2019, 12:00 PM
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Thanks for the reply, how would they determine main residence? my plan would be 184 days in UK a year the rest in Spain never more than 4 weeks straight in Spain. My business, property (although it will become a buy to let) etc is in UK. Would this not lean more towards the UK? appreciate any advice & sorry to hijack thread although I imagine might be a concern of the author too.
You would be a resident of the UK in every way in those circumstances.

You would have no ties whatsoever to Spain except for taking several long holidays here during a year.
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  #34 (permalink)  
Old 5th July 2019, 01:13 PM
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Just an indication how tax authorities might act:

Last month, by a recorded delivery letter, AEAT (Hacienda) demanded I prove my OAP income from UK for the year 2014, which I correctly declared and paid tax on in 2015.

The pension, as for past 14 years, was paid directly by DWP to my Spanish bank account and of course AEAT have direct online access to that with my NIE. Nevertheless, I had to obtain evidence from DWP and the Spanish bank, which my gestor has submitted. I await to see if they are satisfied.

I have been making tax declarations in Spain for 32 years. About 17 years ago AEAT, out of the blue, demanded that prove I did not have an income from letting a property here. They were very trough, finally accepting I was in the clear. I asked why they were investigating me. They said it was at the request of UK tax office. When I called them they said they would never ask AEAT to make investigations for them. So a mystery


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  #35 (permalink)  
Old 5th July 2019, 01:14 PM
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No problem at all Nowornever1 hijack away haha , I was hoping this might help other people in a similar position to myself.

Some fantastic and extremely useful information Juan C and Baldilocks re the tax situation so many thanks for this. I don't think I would be spending enough time (unfortunately) in Spain to pay tax there. My company are Irish based and all my taxes , pension etc are all tied up here. Tax here ain't too cheap either , and the cost of living is getting ridiculous .... but thats another days chat!

Juan C I was actually veering towards Fuengirola to begin with and explore from there over next few months. I think Marbella could be doable as the bus service seems regular enough , however in the winter months this could change dramatically. Also there is a big difference re cost of rent in Marbella. It is actually harder than you think to get an honest insight into certain areas west of Malaga on the internet , one site will give there information on an area (eg Fuengirola ) and another site will say the complete opposite!! That is why I really appreciate the advice here.

Nowornever1 , I will be over and back a fair bit over the coming months so I will be sure to send you any good gen. I get on my travels.

Many Thanks ,
Factor50

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Old 5th July 2019, 01:30 PM
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Factor 50. I will PM you. From all the forums i've read I haven't seen any similar to my situation other than you so i'm sure we can help each other out.
Fuengirola is nice and flat as Juan says the only problem with it for me is its a bit Brits abroad - fish n chips, English breakfasts everywhere albeit a nice place (down by coast), Benalmadena didn't seem to have this vibe but had the lively part still, I am talking down by the coast and port though not Pueblo which is v nice looking (only drove through it) but quiet more for locals I imagine.

Marbella is the place that hits our criteria I think but like you say its expensive & probably not ideal for your commute without a car. If you come across any good estate agents let me know, finding it hard to get recommendations and heard some horror stories with rogue agents taking deposits and vanishing etc.

On a side note does anyone on this thread no if the property market is that strong in the CDS currently? Prices seem 15%+ up since I was looking a couple of years ago or is it agents trying to boost the market?

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  #37 (permalink)  
Old 5th July 2019, 01:47 PM
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Factor 50. I will PM you. From all the forums i've read I haven't seen any similar to my situation other than you so i'm sure we can help each other out.
Fuengirola is nice and flat as Juan says the only problem with it for me is its a bit Brits abroad - fish n chips, English breakfasts everywhere albeit a nice place (down by coast), Benalmadena didn't seem to have this vibe but had the lively part still, I am talking down by the coast and port though not Pueblo which is v nice looking (only drove through it) but quiet more for locals I imagine.

Marbella is the place that hits our criteria I think but like you say its expensive & probably not ideal for your commute without a car. If you come across any good estate agents let me know, finding it hard to get recommendations and heard some horror stories with rogue agents taking deposits and vanishing etc.

On a side note does anyone on this thread no if the property market is that strong in the CDS currently? Prices seem 15%+ up since I was looking a couple of years ago or is it agents trying to boost the market?
If everyone did that there wouldn't be any discussions at all.

I'm sure you could continue the discussion openly

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  #38 (permalink)  
Old 5th July 2019, 01:51 PM
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If everyone did that there wouldn't be any discussions at all.

I'm sure you could continue the discussion openly
Absolutely agree, ive just PM'd him my email address encase he wants to meet for a beer over there or anything.

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  #39 (permalink)  
Old 5th July 2019, 01:56 PM
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We live in Calahonda and it ticks all the boxes. Has a real community feel all year round, and is easily accessible to everything on the coast.

You can immerse yourself in Spanish culture, and enjoy all the creature comforts of home.

Good mix of nationalities.

Is directly on the main bus route as well.
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  #40 (permalink)  
Old 5th July 2019, 01:59 PM
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We live in Calahonda and it ticks all the boxes. Has a real community feel all year round, and is easily accessible to everything on the coast.

You can immerse yourself in Spanish culture, and enjoy all the creature comforts of home.

Good mix of nationalities.

Is directly on the main bus route as well.
Dan this is an area I'm looking at strongly. I've rented a flat just outside for a month in September to get a feel for it. I'm leaning towards buying over renting. Can you recommend any good estate agents & any good gyms? Also how is the property market there currently? the prices seem to have jumped a lot in the last 18 months (purchase)

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