"Swallow" help, please - Page 4

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"Swallow" help, please - Page 4


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  #31 (permalink)  
Old 23rd March 2019, 06:17 PM
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Thanks, I will sort all these out to take. Apart from the managers having different opening conditions are the normal account running charges the same?

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  #32 (permalink)  
Old 23rd March 2019, 07:17 PM
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Thanks, I will sort all these out to take. Apart from the managers having different opening conditions are the normal account running charges the same?
Don't really know yet. I have an amount i agreed to deposit and as yet no outgoings. so Ive had no charges yet.

But even if its €6 a month as advertised its not bad, i can live with that.

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  #33 (permalink)  
Old 23rd March 2019, 07:20 PM
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Thats what I was thinking, it may be a while before I have dd's and regular transactions but would rather open an account while I'm there then I'm covered. 6 euros a month is fine

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  #34 (permalink)  
Old 27th March 2019, 11:08 AM
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Looking at buying a house in Spain for holidays, and I am visiting Spain at the beginning of April. I am hoping, depending on the situation then, to get an NIE number and open a bank account. I THINK I know what I'm doing re: the NIE application, but could anyone give me any help/advice re: opening a bank account, please?
TransferWise has a Borderless Account that enabled non-resident to have an account. You can open an account online. Read this article it might help you.
https://saveontransfers.com/transferwise-review/
https://transferwise.com/us/blog/ope...count-in-spain
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  #35 (permalink)  
Old 27th March 2019, 12:01 PM
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TransferWise has a Borderless Account that enabled non-resident to have an account. You can open an account online. Read this article it might help you.
https://saveontransfers.com/transferwise-review/
https://transferwise.com/us/blog/ope...count-in-spain
You can't use these to pay bills like IBI (council tax) on Spanish property though, at least not in Cadiz province. The account has to have an ES IBAN (i.e. based in Spain).

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  #36 (permalink)  
Old 27th March 2019, 05:52 PM
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You can't use these to pay bills like IBI (council tax) on Spanish property though, at least not in Cadiz province. The account has to have an ES IBAN (i.e. based in Spain).
You are correct, it may have been possible a few years ago. But both Santander and our Lawyer informed us we needed a Spanish bank account for the utilities as well.

I had planned to just open a Euro account here in the UK. If you only need an account for withdrawing cash then a borderless account would work (although I expect the charges for this might be high)

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Old 27th March 2019, 09:09 PM
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I have a revolut account which is multi currency which would be used for general spending but would need a spanish account for bill paying

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Old 29th March 2019, 10:01 AM
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I have a revolut account which is multi currency which would be used for general spending but would need a spanish account for bill paying

Sounds great if you have revolut account. You can open a spanish account on Santander.
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