Finally, finally coming this time

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Finally, finally coming this time


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  #1 (permalink)  
Old 13th May 2011, 09:22 PM
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Default Finally, finally coming this time

Hi
Its taken another 6 months but now I'm sold and coming on 24th May, original Portugese property fell through, but I think that was for the best. Renting a cottage in Ferreira do zezere to begin my property search for that ideal Yoga retreat.
So looking to meet up with folk in the area and start to get to know you.
One question how long does it take to open a bank account.
See you soon
Golden Future - now it begins!!!

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Old 14th May 2011, 07:55 AM
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someone sounds happy. thats good to know
if you got the right papers then you can open a bank account with in a day
GOOD LUCK

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Old 14th May 2011, 08:10 AM
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About 10 mins if you've got everything to hand and some money to put in.

It is far easier to say you are a UK resident initially, otherwise you might have to provide proof of being a Resident, once the account is open you then change the address a couple of weeks later.

My personal preference is Millennium because they have good internet banking with an English option, you also can transfer money from UK via HSBC at no cost, quickly with good rates, but I would use a Broker for any major amounts.

Normal ID required
Fiscal Number ( you can't open an account without one)
Passport
UK utility bill/s
Payslip, contract or similar

You can even print forms required and pre complete
Millennium bcp

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  #4 (permalink)  
Old 14th May 2011, 12:22 PM
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Quote:
Originally Posted by canoeman View Post
About 10 mins if you've got everything to hand and some money to put in.

It is far easier to say you are a UK resident initially, otherwise you might have to provide proof of being a Resident, once the account is open you then change the address a couple of weeks later.

My personal preference is Millennium because they have good internet banking with an English option, you also can transfer money from UK via HSBC at no cost, quickly with good rates, but I would use a Broker for any major amounts.

Normal ID required
Fiscal Number ( you can't open an account without one)
Passport
UK utility bill/s
Payslip, contract or similar

You can even print forms required and pre complete
Millennium bcp
Thanks, I have already got money lodged with a broker ready to transfer and I've arranged to go day after I arrive to tax office to get my fiscal number.
As I will have sold my house in Uk when I arrive would Uk utility bill be relevant as I've closed down my business here and will be setting up a new business in Portugal I don't have payslips or contract.
Will my temporary address in Portugal be sufficient?
Many thanks
Golden Future

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Old 14th May 2011, 06:11 PM
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If you read the post Fiscal number by grandwazoo you'll see that Fiscal number should be easy and quick, but sometimes not, it's the same with a Bank A/c it is normally quicker and easier to open as a NON Resident, if you don't have payslips, contract then your last tax return is ok, as is a recent utility bill.

The bills and pay slips etc are not used to do credit searches etc but merely to prove or justify non resident status.

If you come across a stickler for procedure then you are supposed to have proof of Portuguese address and Residence, which can be a problem if you've just arrived.

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Old 14th May 2011, 07:00 PM
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Quote:
Originally Posted by canoeman View Post
If you read the post Fiscal number by grandwazoo you'll see that Fiscal number should be easy and quick, but sometimes not, it's the same with a Bank A/c it is normally quicker and easier to open as a NON Resident, if you don't have payslips, contract then your last tax return is ok, as is a recent utility bill.

The bills and pay slips etc are not used to do credit searches etc but merely to prove or justify non resident status.

If you come across a stickler for procedure then you are supposed to have proof of Portuguese address and Residence, which can be a problem if you've just arrived.
Thanks. I've printed off forms, some questions not translated too well into English so I'll wait until I can clarify, such as parents names is this just for security question as here, otherwise not much point they are both dead. Or what is a demand deposit or a natural person! All easy I'm sure.
I think for proof of address should be Ok with receipt for deposit.
Yes saw post re Fiscal number, hopefully it will be fine.
I beleive to buy a car I need fiscal number, do I also need proof of residency?
Cheers
Golden Future

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  #7 (permalink)  
Old 14th May 2011, 07:47 PM
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Quote:
Originally Posted by golden future View Post
Thanks. I've printed off forms, some questions not translated too well into English so I'll wait until I can clarify, such as parents names is this just for security question as here, otherwise not much point they are both dead. Or what is a demand deposit or a natural person! All easy I'm sure.
I think for proof of address should be Ok with receipt for deposit.
Yes saw post re Fiscal number, hopefully it will be fine.
I beleive to buy a car I need fiscal number, do I also need proof of residency?
Cheers
Golden Future
You need a Fiscal number to do about everything in Portugal, no you don't need to be a resident to buy a car, you might get better insurance offer if you bring proof of any no claims bonus.
Parents names are used extensively on lots of Portuguese documents, don't be surprised when asked for them. Portuguese use various family names or retain maiden names so its a family line rather than a security question
the Demand deposit is probably first deposit into a/c, natural person? not looked at forms in a long while, come back later when I have a look

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Old 14th May 2011, 08:21 PM
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Quote:
Originally Posted by canoeman View Post
You need a Fiscal number to do about everything in Portugal, no you don't need to be a resident to buy a car, you might get better insurance offer if you bring proof of any no claims bonus.
Parents names are used extensively on lots of Portuguese documents, don't be surprised when asked for them. Portuguese use various family names or retain maiden names so its a family line rather than a security question
the Demand deposit is probably first deposit into a/c, natural person? not looked at forms in a long while, come back later when I have a look
Well I know some unnatural ones!!!
Again many thanks, this is such a great web site, you are all so helpful.

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Old 15th May 2011, 08:04 AM
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Maybe just used to Portuguese forms now, but don't really see any great problems for

Demand Deposit reads as Account Application
Natural Person read as Personal application

Fill in, help you get used to writing date back to front

Oh yes when writing amounts its generally 14.500,00 not 14,500.00 as UK does.

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Old 15th May 2011, 10:22 AM
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Quote:
Originally Posted by canoeman View Post
Maybe just used to Portuguese forms now, but don't really see any great problems for

Demand Deposit reads as Account Application
Natural Person read as Personal application

Fill in, help you get used to writing date back to front

Oh yes when writing amounts its generally 14.500,00 not 14,500.00 as UK does.
Many thanks, all these little details to get used to!

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