"Cashless Payments"

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"Cashless Payments"


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Old 3rd July 2020, 10:17 AM
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Question "Cashless Payments"

I tried to make our monthly payment in our municipality and the Bayad centers can't perform that task right now and so on our monthly trip to the bank we got in line at the Electircal comapny office in Sta Cruz Laguna... wow is all I have to say and I coudln't figure out why we had to wait 4 hrs to get this accomplished at 3 hrs outside and 1 hr inside but nearly every single customer brought in all their billing statements so they can make a reduced or modified payment of up to 6 months, so they have 6 months to get caught up on their bills, so the cashier has to figure this out and it can take 10 minutes plus each customer.

Someone had mentioned that many here would have trouble paying for their electricity and sure enough that's the case and so the ONE cashier at times, (other staff members fixing problems it looked like) has to insert each bill and then figure out the accounting WOW... our day started at 8:20 am a trip roughly 7 miles or 11 kilometers each way and the bank was realitivily empty and two cashiers but I took me nearly an hour so many delays? I can't explain they just kept delaying me? to get my money and I withdrew as much as I could because of the many hassles to travel on a trike to our nearest city and then 4 hrs to pay our electrical bill.

We then stopped at McDonalds, I finally was able to order a Quarter Pounder meal inside Sta Cruz Laguna the other branch of McDonalds along the highway only sell cheeseburgers, so I ordered many more burgers to go and next stop was to find items for the home such as appliances ect...we can't get in our small municipality and it seemed like minutes and it was already 4 pm and so the next rushw as to make it to a large chained grocery store and so we finished up and got home it was already 6 pm, so a trip to the bank, pay our electrical bill, fast food stop, one store for shopping and then the grocery store and an all day task.

On a lighter note I was so hungry for those mini Buko pies (coconut pies) they sell sometimes on the public buses (not running) it's been since this Covid quarintine started and sure enough they were selling from the trike my kids and grand kids also like these so everyone was very happy when we returned also bought a large family fried chicken share box for the kids.
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I am not a regulated immigration adviser. I am offering an opinion and not advice. Check here for professional help with the Philippine Bureau of Immigration PBI https://www.facebook.com/officialbureauofimmigration another link for forms https://immigration.gov.ph or Philippine Retirement Authority PRA for an SRRV Visa https://pra.gov.ph/contact/ Always stay alert and don't let your guard down.
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Old 3rd July 2020, 12:43 PM
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Assuming your electric provider is Meralco, there's no need to wait at the office to pay your bills.

Just register your account online at:

meralco.com.ph

(I can't put the direct link since I don't have the five posts yet.)

If you have a credit or debit card, you can now pay your bills online without problems.

To my astonishment, it works!!! In the Philippines!!!
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Old 3rd July 2020, 12:54 PM
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aah Yes The Electric Bill ( Meralco ) its the only bill we cant pay online The Meralco website says you can pay at 7/11 using the cliqq app but theres no Meralco listed ! we usually pay Meralco either in Savemore when the wife buys her monthly Diabetic medicines at Mercury drug in Lopez avenue
where we also pay our cable TV or we pay it in Robinsons 2nd floor even LBC if theres not many people inside ! the wife paid this months Meralco bill in a Bayad payment centre 2 doors up the road ! printed receipt as well! but this Virus thing has thrown a big spanner in the works!
long lines everywhere !
we keep a Monthly spreadsheet of everything we spend and I do mean everything ! my wife being a Filipino wont pay over the top for anything ! when we first came here I bought one of those plugin power testers that shows how much power everything uses the 3000 watt kettle was the first to go! currently we are running 2 fridges the A/C in the bedroom this pc, router,2 insect killers killers a 4 camera CCTV system power consumption as im writing this is 499KW
out power bill is half of what we were paying ! and that includes a fan running most of the day in the living room on 110V keeps me cool and less noise! when the A/C and both fridges are cooling the power goes to 595KW our normal bill is around 1500pesos june was 3020 ( its hotter)
but im ok with that. still a lot cheaper than the UK !! and now things are getting back to normal I ordered 8 bottles of Cider and 12 other fruit drinks from lazeda, just opened my Southern comfort so bobby is a happy bunny again, just want my Tablet repaired now !and a new screen for the PC
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Old 3rd July 2020, 01:01 PM
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Now you CAN pay your Meralco bills online, just register your account to Meralco online et voilą!

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Old 3rd July 2020, 01:06 PM
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But of course, who needs internet when you have a filipina wife?
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Old 3rd July 2020, 01:18 PM
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Quote:
Originally Posted by bobby1947 View Post
aah Yes The Electric Bill ( Meralco ) its the only bill we cant pay online The Meralco website says you can pay at 7/11 using the cliqq app but theres no Meralco listed ! we usually pay Meralco either in Savemore when the wife buys her monthly Diabetic medicines at Mercury drug in Lopez avenue
where we also pay our cable TV or we pay it in Robinsons 2nd floor even LBC if theres not many people inside ! the wife paid this months Meralco bill in a Bayad payment centre 2 doors up the road ! printed receipt as well! but this Virus thing has thrown a big spanner in the works!
long lines everywhere !
we keep a Monthly spreadsheet of everything we spend and I do mean everything ! my wife being a Filipino wont pay over the top for anything ! when we first came here I bought one of those plugin power testers that shows how much power everything uses the 3000 watt kettle was the first to go! currently we are running 2 fridges the A/C in the bedroom this pc, router,2 insect killers killers a 4 camera CCTV system power consumption as im writing this is 499KW
out power bill is half of what we were paying ! and that includes a fan running most of the day in the living room on 110V keeps me cool and less noise! when the A/C and both fridges are cooling the power goes to 595KW our normal bill is around 1500pesos june was 3020 ( its hotter)
but im ok with that. still a lot cheaper than the UK !! and now things are getting back to normal I ordered 8 bottles of Cider and 12 other fruit drinks from lazeda, just opened my Southern comfort so bobby is a happy bunny again, just want my Tablet repaired now !and a new screen for the PC
Okay... the Bayad centers in our area won't accept payment and that's how I normally pay both bills, I'm able to pay my PLDT Internet bill, I paid that today online but I've run accross many problems paying Meralco from Bayad centers they won't do it at times we have Cebuano Hullier and a 7-Eleven and they won't process it in our Municipality.

My bank card is from the US and that's not accepted online only local banks and my local bank a major bank... they don't accept payments from it also, only BDO, I think BPI and another chained bank.

My bill this month was at 5,800. Ha haaa .... yea I bought a couple cases of San Miguel but would like to try Jaggerimister and Chivas Regal it's been a while.
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I am not a regulated immigration adviser. I am offering an opinion and not advice. Check here for professional help with the Philippine Bureau of Immigration PBI https://www.facebook.com/officialbureauofimmigration another link for forms https://immigration.gov.ph or Philippine Retirement Authority PRA for an SRRV Visa https://pra.gov.ph/contact/ Always stay alert and don't let your guard down.
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Old 3rd July 2020, 01:18 PM
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Quote:
Originally Posted by HELL0741 View Post
Now you CAN pay your Meralco bills online, just register your account to Meralco online et voilą!
Only certain banks and not mine unfortunately.

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I am not a regulated immigration adviser. I am offering an opinion and not advice. Check here for professional help with the Philippine Bureau of Immigration PBI https://www.facebook.com/officialbureauofimmigration another link for forms https://immigration.gov.ph or Philippine Retirement Authority PRA for an SRRV Visa https://pra.gov.ph/contact/ Always stay alert and don't let your guard down.
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Old 3rd July 2020, 01:40 PM
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Originally Posted by M.C.A. View Post
Only certain banks and not mine unfortunately.
Don't know what kind of bank you have, (I have Metrobank)
Even if you only have an simple atm card from a filipino bank, you have a mastercard or visa or whatever 16 digits number, (similar to but not credit card) and so any bank member of banknet is accepted, I just rechecked the Meralcoonline site to be sure.
Anyway, registering your account at meralco online is useful, you will see all your bills online before the paper bill arriving to your home.
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Old 3rd July 2020, 03:39 PM
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I pay my Meralco electric bill, Maynilad water bill and PLDT Fibr Internet bill all through BDO Online's Bill Pay. Don't have to leave the house to pay anything any more.
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Old 3rd July 2020, 09:23 PM
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Quote:
Originally Posted by HELL0741 View Post
But of course, who needs internet when you have a filipina wife?
Hi and welcome to the forum. I agree with what you say and it seems to be more a case of getting out and about/shopping, in my case anyway.

Cheers, Steve.

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