Phil Health Worth it or Not? - Page 2

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Phil Health Worth it or Not? - Page 2


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  #11 (permalink)  
Old 14th January 2020, 06:46 AM
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Originally Posted by fmartin_gila View Post
Tim, Those are from different Hospitals in Iloilo City on Panay Island.

David, We can avail the services as a dependent of our spouse.

Fred
Under the new system a foreigner can no longer be a dependent and must have their own account. As to worth it or not. Probably still better than nothing.
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Old 14th January 2020, 11:40 PM
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Under the new system a foreigner can no longer be a dependent and must have their own account. As to worth it or not. Probably still better than nothing.
Guess that is something I had better check, maybe I've been deleted and don't know about it yet.

Just something to think about. As a general rule from what I have seen of the medical system here, it seems to me that total costs of medical care here is in the same range as the co-pay amount one would pay for medical care if you were covered with insurance and obtained care in the US.

Fred

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Old 16th January 2020, 10:27 AM
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I recently had some health issues while in Australia on holiday.
Nothing urgent so I decided to wait until I returned to PH.
In Aus I'm unable to use the universal health care, Medicare, which would have cost nothing.
As it turns out, the quoted Aus charges were pretty much the same as what I was charged here at St Luke's in BGC.

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Old 16th January 2020, 11:33 AM
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Originally Posted by Tiz View Post
I recently had some health issues while in Australia on holiday.
Nothing urgent so I decided to wait until I returned to PH.
In Aus I'm unable to use the universal health care, Medicare, which would have cost nothing.
As it turns out, the quoted Aus charges were pretty much the same as what I was charged here at St Luke's in BGC.
Tiz, hope you're feeling better.

I'm thinking about getting the Phil Health also. Even the Dental care here is extremely reasonable.
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I am not a regulated immigration adviser. I am offering an opinion and not advice. Check here for professional help with the Philippine Bureau of Immigration PBI https://www.facebook.com/officialbureauofimmigration or Philippine Retirement Authority PRA for an SRRV Visa https://pra.gov.ph/contact/ Always stay alert and don't let your guard down.
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Old 17th January 2020, 02:47 PM
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I thought healthcare was so cheap there I always just paid cash. I even paid for my sons delivery and c -section delivery. my cancer test"s etc.

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Old 17th January 2020, 04:54 PM
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Originally Posted by Gary D View Post
Under the new system a foreigner can no longer be a dependent and must have their own account. As to worth it or not. Probably still better than nothing.
I'm a dependant on my wife's account. No problems using Philhealth last June and they paid 21,300 of the hospital bill and 26,000 of my doctor's fees.

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Old 18th January 2020, 01:37 AM
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Maybe we are 'Grandfathered in". I'll try to go to their office in the near future to get clarification on this issue. I quickly went through the previously posted links, but to my thoughts this issue was not addressed.

Fred

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Old 18th January 2020, 02:36 AM
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Maybe we are 'Grandfathered in". I'll try to go to their office in the near future to get clarification on this issue. I quickly went through the previously posted links, but to my thoughts this issue was not addressed.

Fred
I was very worried about the new rules when they were first announced. I still had Philhealth as my own account at that time.

It was after the new law was in play that my wife added me to her account. Maybe I got lucky.

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  #19 (permalink)  
Old 18th January 2020, 02:41 AM
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I thought healthcare was so cheap there I always just paid cash. I even paid for my sons delivery and c -section delivery. my cancer test"s etc.
Yes, generally speaking, it is cheap. However, every little bit helps. I think Philhealth paid 16k of my wifes first c-section bill. Can't remember the total. 60k maybe. And then, as mentioned in my other post, they saved me almost 50k on my shoulder surgery.

One good thing about Philhealth is that they review the charges and won't allow over charging. I think. So even if they don't cover much, they might save you money in other ways.
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Old 6th February 2020, 04:31 AM
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Members pay 3600php yearly, I guess it is somehow worth it. My mother-in-law has been confined for one day last month and from 17000php hospital bill, we only paid 13000php.

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