motorcycle purchase - Page 3

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motorcycle purchase - Page 3


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  #21 (permalink)  
Old 13th May 2019, 02:48 AM
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I meant "do you think the insurance will cover your jail time".

Everything has risks as does riding a bicycle. Insure if you want but I choose not to for a scooter.
Not sure what you mean by covering your jail time, but yes the insurance will pay your liability to the childs family, which could break you financially. If you do jail time, then you're totally up s..t street.
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  #22 (permalink)  
Old 13th May 2019, 03:51 AM
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. If a person is in the street it is not my fault.
'Toto, I've a feeling we're not in Kansas anymore.'

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  #23 (permalink)  
Old 13th May 2019, 04:07 AM
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"An example of the flawed system is the incident involving truck driver Tedy Gotis and an intoxicated teenager motorcycle rider who hit his truck but the laws still presumed Tedy as the one at fault just because he was driving a bigger vehicle,” continued Rep. Abayon.

In the incident cited by Rep. Abayon, the driver of the truck was the one arrested by the police and will unfortunately have cases automatically filed against him despite the merits of the incident are clearly and overwhelmingly in his favor.
Hon. Abayon, Harlin Neil III J.
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House of Representatives, Quezon City


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Old 13th May 2019, 04:40 AM
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Very true Steve. Sounds wonderful where you are. Cebu is obviously a traffic nightmare.
I drove when I was in AC and had no issues. Traffic there was pretty easy to navigate, certainly nothing like Manila or Cebu.
Yes, good idea to let Ben drive since he is a local.

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Old 13th May 2019, 05:00 AM
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Not sure what you mean by covering your jail time, but yes the insurance will pay your liability to the childs family, which could break you financially. If you do jail time, then you're totally up s..t street.
Not sure if the insurance would be enough. When I checked for a car the maximum liability I could get was 1 million pesos. I bet for a scooter the limit the insurance company sells is much lower.

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Old 13th May 2019, 08:11 AM
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Same here. It would take an awful lot of grab taxi rides to match the costs of a vehicle purchase, maintenance, fuel, insurance, registration, etc. Add in the non-stress factor and the fact that Iím never responsible for anything other then the fare is a no-brainer for me. Iíll let someone else take all the risks. Iíll just chill in the A/C and enjoy the ride.
Depends of course on your lifestyle and where you live. To get our beach home from our main home, would take a 2km walk to the main gate of our subdivision, 2 taxis, a ferry and a hubal hubal, total cost P1,000. So a return journey is P2,000. Once a week visits comes P8,000 a month, not to mention the sheer hassle and time it would take, and the fact that we wouldn't be able to take all our stuff for the weekend. Round trip to the airport from our place is P1,000. My total spend on diesel is approx P3,000 a month. Yes there's insurance at P2,000 a month and maintenance another P2,000 a month. Overall there's not much in it cost wise, but i get to drive my nice shiny new pickup truck, and can take all the family including 2 large dogs. We often head off on adventures other weekends, visiting waterfalls etc. Totally impractical trying to do that by taxis and jeepneys.
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Old 13th May 2019, 10:11 PM
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Same here. It would take an awful lot of grab taxi rides to match the costs of a vehicle purchase, maintenance, fuel, insurance, registration, etc. ....
The cheapest monthly parking I have seen is 5,000 p in Makati, often to 7 or 10k. Buying a parking spot is about 1 million p.

That alone pays for a lot pf Grab rides especially since there is no parking costs at the other end and they drop you off at the door.

On the other hand it has taken me over an hour start to pick up with Grab a few times, I simply schedule my travels for less busy times. It is better now I have top tier status since my rides are prioritized.
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Old 15th May 2019, 02:58 PM
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We have a car in Cebu as my GF drives the kids and herself to school, and shopping, etc.. Grab often won't come up the hill to our condo, so it's either walk to Jeepney or wait forever for taxi. I also like being able to run my AC as I desire and not listen to inane talk radio channels in the taxi. Yes we also use it for weekend getaways.

I have the maximum insurance coverage I can get, as I also did with the motorcycles. My biggest concern is hitting someone, especially a kid. Or getting hit by a giant truck, lol. I did recently put the car in her name though, based on a recommendation by my agent. I also let her drive most of the time now as she is very capable and my patience runs thin at times, lol.
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Last edited by JRB__NW; 15th May 2019 at 03:10 PM.
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