Car Insurance - Page 3

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Car Insurance - Page 3


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  #21 (permalink)  
Old 4th April 2018, 08:08 PM
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Quote:
Originally Posted by Zep View Post
So I can probably afford 14k to 20k per year for the car insurance but what happens if I am not the driver which might be 50% of the time.

I am pretty sure it will not be valid if my nephew or brother in-law uses it. If the car is in my wife's name can the injured go after her(owner of vehicle) in court even though she was not the driver?
My policy covers any licensed driver. Same sort of premium 15k pesos p.a.

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  #22 (permalink)  
Old 14th April 2018, 07:03 AM
Zep Zep is offline
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So far I am striking out on finding insurance.

I tried PNB bank which I have accounts at and BDO bank via online.

They say you have to be a Filipino citizen, I am not.

They will only cover cars 10 years old and newer, I have a 2006 and a 2009.

The max third party liability they will cover is P200k. This is not even worth having at such a low limit.

I did not even get to ask whether they would cover other drivers other than the one on the policy, but my guess is they will not.

If anyone has a name of a company that will cover an American driver with a 10+ year old car and P500k minimum liability I would like to hear about them. I don't even want comprehensive and the other junk they sell unless it is required.

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