BDO Bank - Page 2

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BDO Bank - Page 2


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  #11 (permalink)  
Old 20th March 2018, 09:59 AM
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Quote:
Originally Posted by Asian Spirit View Post
Steve, If you have some time to mess around on this trip, try several different banks in your area. Even some of the same banks but in different locations and you may have some luck.
They want us to have and spend our money here but yet they make it very hard to do so. That is grossly magnified when most banks and other businesses don't have a clue of what they are doing.

Also, if Australia is like the US, there are only certain banks that qualify to use for Social Security. So you might want to contact your embassy in Manila to find out before you end up opening a SS account at an non-approved bank.
Thanks Gene but we will transfer branches once we settle, the accounts in Manila work fine and transferring money electronically never incurs a charge either from my bank or our online money transfer company. My only reason for the initial attempt was having to go to the branch in Manila to pick up new debit cards as mentioned in another post. Slowly slowly as there is no hurry.
SS or as we call it in Oz "the pension" will not be a problem as said in other posts I will not get one from the government but will eventually use my super fund as a pension that will be paid to my account in Oz I suppose.

Cheers, Steve.
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  #12 (permalink)  
Old 21st March 2018, 09:29 PM
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I must have been the luckiest person in the Philippines. I was there in Tagum city for about 4 months when I went to BDO bank to open an account. I walk in with my GF and told them I wanted to open an account. I showed them my passport and address where I lived and they had my account opened in about 30 minutes. I had no hassle and they were very nice. After about 7 months I went in to withdraw some money and the male bank rep. that I got to know there ask me if I wanted a bank credit card. He said I needed a sponsor to be able to apply on one. He said he would sponsor me. I said okay and about 2 weeks later I get a call from the main BDO branch in Manila asking me a few questions about getting the credit card. they told me to go back into the branch in Tagum a nd get with my sponsor and he would handle getting me the card.

unfortunately I left going back to the usa before I got the card processed. I guess I was really lucky there. I am coming back in a few weeks. I wonder if they keep records on past customers?

art
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Last edited by greenstreak1946; 21st March 2018 at 09:32 PM.
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Old 22nd March 2018, 03:46 AM
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Had a laugh yesterday but with no success not that we really expected any.
We have 2 accounts in SM Manila with BDO, set up when we lived there years ago, took some doing even though I had an ACR1, a 12 month lease, 4th BDO bank finally success.

Now we have a property in La Union we thought we would transfer the accounts to one of the local branches, simple in Australia and not really necessary but unfortunately not here as apparently they are franchised and have their own rules........ no sir you will have to open new accounts and close the Manila accounts. That's fine we said, sir do you have your ACR1 card? Why do I need that as we already have accounts set up. I don't have one anymore I said, sorry sir we can't open an account for you, (little white lie here) I said to the two ladies helping us that I don't need an ACR1 as I hold an SRRV,,,,, perplexed looks, explained what it was and they had never heard of it, they went to the manager who had also never heard of that type of visa. Sorry Sir we need an ACR1 card or we cannot open any accounts. We thanked them and left.

Was an interesting exercise and we'll have to deal with it when we finally move here so for now just keep the accounts in Manila.

Cheers, Steve.
Hi Steve,
Nothing unusual there, if they find it too hard, its head in the sand till you go away!!!
There is no proper training or job instruction, so therefore, no consistency with what you encounter.
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  #14 (permalink)  
Old 22nd March 2018, 09:09 AM
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Hi Steve,
Nothing unusual there, if they find it too hard, its head in the sand till you go away!!!
There is no proper training or job instruction, so therefore, no consistency with what you encounter.
I think from my experience with BDO that as they are franchised they do their own thing, funny as I thought a franchise ran on a model that was generated with a certain standard both ethically and professionally. Imagine if the franchisees of Macca's or KFC tried to do their own thing, perhaps they do as I rarely frequent those establishments.

Off topic but perhaps related we visited a large glass company in SFC to get some prices on glass windows/sliding doors, as follows 2 off 4.8 M x 2.4 M (high), with 2 centre sliding doors, no screens. 2 off the same dimensions, fixed glass (no doors). Yes sir we can price that for you, would you like a copy off my drawings? No sir I have all the information that I need. A day later Benjie gets a phone call with the price, thank you he says. He tells me the sliding window doors are PHP xyz........... how much for the fixed windows? I don't know she didn't tell me, can you ring her and ask, sure.........He does and 2 days later no response.
If She had simply photocopied my detailed to scale drawings as asked perhaps this may not have happened,,,,,,,,,,, maybe. Sorry for the rant, I just breath and ask again and try to clarify so we all end up on the same page. As a side note the exact product that we are looking for has been installed by this company at the Isle Bonita resort recently and the lady said, yes I know exactly what you want.

We have a phrase coined by one of our Oz Prime Ministers Malcom Fraser when I was not yet a teen "Life wasn't meant to be easy". He wasn't wrong that's for sure.

Cheers, Steve.
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Last edited by bigpearl; 22nd March 2018 at 09:19 AM.
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  #15 (permalink)  
Old 22nd March 2018, 11:45 AM
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Your first mistake was in asking two questions, most businesses can only answer one at a time so you only got the answer to your first question. You need to ask your two questions at two different times.

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Old 22nd March 2018, 11:49 AM
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Originally Posted by greenstreak1946 View Post
I must have been the luckiest person in the Philippines. I was there in Tagum city for about 4 months when I went to BDO bank to open an account. I walk in with my GF and told them I wanted to open an account. I showed them my passport and address where I lived and they had my account opened in about 30 minutes. I had no hassle and they were very nice. After about 7 months I went in to withdraw some money and the male bank rep. that I got to know there ask me if I wanted a bank credit card. He said I needed a sponsor to be able to apply on one. He said he would sponsor me. I said okay and about 2 weeks later I get a call from the main BDO branch in Manila asking me a few questions about getting the credit card. they told me to go back into the branch in Tagum a nd get with my sponsor and he would handle getting me the card.

unfortunately I left going back to the usa before I got the card processed. I guess I was really lucky there. I am coming back in a few weeks. I wonder if they keep records on past customers?

art
So you opened up a BDO account even though your were a tourist to the Philippines?

If that is the case I will open up one when I am there in Tagum in July.

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Old 22nd March 2018, 12:16 PM
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Your first mistake was in asking two questions, most businesses can only answer one at a time so you only got the answer to your first question. You need to ask your two questions at two different times.
LOL, as we eventually did but it appears only one quote per customer.

Cheers, Steve.
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Old 25th March 2018, 10:53 PM
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hey cyberfx

yes I opened an account at BDO on a tourist visa. I had only been there 4 months. I guess I was lucky really after reading about all the problems others are having there. My GF just gave them her address for my account information. Like I said I had even the bank rep sponsor me for a credit card after about 6 months going into the bank. That was 5 years ago in Tagum City.

art

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  #19 (permalink)  
Old 25th March 2018, 11:02 PM
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LOL, as we eventually did but it appears only one quote per customer.

Cheers, Steve.
When doing my renos, I had one place wanting to charge me to do a quote - not likely.

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Old 27th March 2018, 05:52 AM
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I started with an account at MetroBank, but one day I went in person to withdraw some money (over the ATM limit) and it took several hours, so I just closed the account out of frustration. Now looking at opening an HSBC account and linking it to my other HSBC accounts for peace of mind.

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