U.S. ATM cards with magnetic strip

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U.S. ATM cards with magnetic strip


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Old 5th February 2018, 08:47 PM
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Default U.S. ATM cards with magnetic strip

For several months now, my U.S. ATM card from one U.S. bank no longer works at ATM's in The Philippines. My other Debit card from a separate U.S. bank has a chip in it and works properly.

Bank told me their customers in other countries are reporting the same. I read ATM's here are now only recognize U.S. cards that have chips embedded in them.

Anyone else experiencing the same with their U.S. ATM card?

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Old 5th February 2018, 10:14 PM
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Originally Posted by Hey_Joe View Post
For several months now, my U.S. ATM card from one U.S. bank no longer works at ATM's in The Philippines. My other Debit card from a separate U.S. bank has a chip in it and works properly.

Bank told me their customers in other countries are reporting the same. I read ATM's here are now only recognize U.S. cards that have chips embedded in them.

Anyone else experiencing the same with their U.S. ATM card?
Yes, that seems to be the case. The ATM's here in the Philippines have been changed to accept only cards with the "chip".
We use local Philippine banks only and the same is true with them. We had to exchange our credit and ATM cards a while back because of the new system. Better security but You'll have to have your stateside bank send you cards with the chip.
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Old 6th February 2018, 10:46 AM
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All of my US cards got updated over the last couple years. I figured all the banks were doing it by now.

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Old 10th February 2018, 07:19 PM
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Originally Posted by Hey_Joe View Post
For several months now, my U.S. ATM card from one U.S. bank no longer works at ATM's in The Philippines. My other Debit card from a separate U.S. bank has a chip in it and works properly.

Bank told me their customers in other countries are reporting the same. I read ATM's here are now only recognize U.S. cards that have chips embedded in them.

Anyone else experiencing the same with their U.S. ATM card?
This is information I need to know since I am moving in Sept.

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Old 10th February 2018, 07:43 PM
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Originally Posted by Asian Spirit View Post
Yes, that seems to be the case. The ATM's here in the Philippines have been changed to accept only cards with the "chip".
We use local Philippine banks only and the same is true with them. We had to exchange our credit and ATM cards a while back because of the new system. Better security but You'll have to have your stateside bank send you cards with the chip.
I didn't pay much attention to your post when I first read it Gene, silly me. Logged into our BDO account online yesterday to see " as of 31st of January magnetic strip cards are no longer accepted in ATMs"........ In big bold friendly letters.

Called them and we can still go into our branch at SM Manila and use our cards over the counter until they reissue new. Looks like we are back to using our Aussie debit cards for awhile with the 200 peso fee.

Apparently BDO banks are franchises so we are better to transfer our accounts to La Union Home) when we are back in a few weeks.

Cheers, Steve.

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Old 10th February 2018, 08:37 PM
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I didn't pay much attention to your post when I first read it Gene, silly me. Logged into our BDO account online yesterday to see " as of 31st of January magnetic strip cards are no longer accepted in ATMs"........ In big bold friendly letters.

Called them and we can still go into our branch at SM Manila and use our cards over the counter until they reissue new. Looks like we are back to using our Aussie debit cards for awhile with the 200 peso fee.

Apparently BDO banks are franchises so we are better to transfer our accounts to La Union Home) when we are back in a few weeks.

Cheers, Steve.
Yea, it seems all the banks have changed over. We use Metrobank for our primary bank and they will replace the ATM cards within 15 to 20 minutes. Hopefully your BDO branch will be able to do the same thing.
Things do tend to get interesting here and forever changing.

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Old 10th February 2018, 08:57 PM
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Yea, it seems all the banks have changed over. We use Metrobank for our primary bank and they will replace the ATM cards within 15 to 20 minutes. Hopefully your BDO branch will be able to do the same thing.
Things do tend to get interesting here and forever changing.
Never thought to ask about quick replacement though they never offered up the info either, will call them again on Monday and suss it out. Maybe we can order replacements over the phone and we can collect when we arrive but as we know it couldn't be that simple.

Cheers, Steve.

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Old 11th February 2018, 02:34 AM
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Never thought to ask about quick replacement though they never offered up the info either, will call them again on Monday and suss it out. Maybe we can order replacements over the phone and we can collect when we arrive but as we know it couldn't be that simple.

Cheers, Steve.
Our BDO branch already had the new cards when we went in. Seems they were sent to the appropriate branch prior to us being advised they were available for pick up.

Chuck
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Old 11th February 2018, 03:53 AM
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Our BDO branch already had the new cards when we went in. Seems they were sent to the appropriate branch prior to us being advised they were available for pick up.

Chuck
Good call Chuck, we will ask this when we call but think they probably sent them to our old condo address, not easy when we are only there for 4 to 5 weeks a year but will try to stay on top of it from now on.

Cheers, Steve.

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Old 11th February 2018, 04:41 AM
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Good call Chuck, we will ask this when we call but think they probably sent them to our old condo address, not easy when we are only there for 4 to 5 weeks a year but will try to stay on top of it from now on.

Cheers, Steve.
Steve it is my understanding that none were mailed out. You had to personally pick up and sign for them at your branch.

Chuck

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