Keeping Medicare Coverage

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  • 4 Post By lagoloo

Keeping Medicare Coverage


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Old 19th May 2019, 03:46 PM
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Hello,

For those permanent US expats 65 and older, what's your Medicare status/coverage?

My friends in Ajijic have private Mexican coverage but kept Medicare coverage as a worst-case scenario.

Keeping Medicare coverage seems the prudent thing to do.

I look forward to hearing how you are handling this.

Regards,

Don

P.S., You'll find an introduction about my wife and me in the Introduction Forum.

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Old 19th May 2019, 05:26 PM
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have private Mexican insurrance and do not have Medicare. we have no plan to go back..

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Old 19th May 2019, 05:40 PM
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I think it depends almost entirely on how you think (or feel) Mexican health care compares to that in the U.S., because the numbers work thus:

We canceled our Medicare (Part B) when we moved to Mexico in 2004 and ever since, have paid out of pocket in addition to carrying SP as a disaster backup (which we have never used.) Can't get private insurance due to pre-existing conditions.
Our expenses have included office visits, drugs, surgery for cataracts, minor back surgery and one for coronary problems.
Part B Medicare would have cost approx $210 per month for two people X 180months = $39,600. Added to that are co-pays.
We may have spent half that for everything.

Another factor is whether one wants to seek a doctor that takes Medicare patients (not that easy any longer) and your options for post-residential care and its cost.

The companies that will fly you to the U.S. will not take you there until you have been "stabilized" here for whatever your condition may be.

Just some things to thing about....


Last edited by lagoloo; 19th May 2019 at 05:44 PM.
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Old 19th May 2019, 06:15 PM
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We feel that the flying back for us is useless , each time my husband got an emergency surgery , there is no way he wanted to fly or go anywhere..not even to Guadaljara 2 hours from Chiapas.. , The flying option we know is a waste of money for us.

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Old 19th May 2019, 10:43 PM
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My understanding is that if one is returning to the U.S., they can within the first two months of returning, (re)enroll in a Medicare Advantage Plan (part C) as long as they already have Medicare Parts A and B active. This would most likely be for those returning to the U.S. longterm.

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Old 20th May 2019, 12:07 AM
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Link for above:

https://www.medicareconsumerguide.co...ng-in-medicare

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Old 20th May 2019, 03:09 PM
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Thanks to everyone who responded! All good information. It reinforces all the positive things we've heard about medical services and costs in Mexico.

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