Living outside the UK with a UK Bank Account? Help Please!

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Living outside the UK with a UK Bank Account? Help Please!


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Old 12th July 2019, 02:56 PM
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Default Living outside the UK with a UK Bank Account? Help Please!

After 40 years of having a bank account in the UK, the Royal Bank of Scotland is making the security hurdles that one has to comply with even to use internet banking impossible to comply with if you live outside the UK. They won't actually say 'we don't want you' but that is what is happening despite having a healthy balance and regular activity. Can anyone offer a solution as to ANY bank that makes it easy for a UK non-resident to have a sterling bank account with debit cards and internet banking access?? Soon I will have a UK pension to be paid in there as well ... any thoughts appreciated.. Thanks

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Old 27th September 2019, 01:02 PM
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Hi.
I am in the Netherlands with no bank account here , except back home in the UK.

One reason for having no dutch bank account, is that they pay no interest ( or not much ) on the money that they hold for you.

I dont know if I can name my bank that I use in the UK, but they are absolutely brilliant. I pay for everything through the UK bank that I use. I get the same good interest in the account as when I lived in the UK. I can not open new accounts now that I am no longer a UK resident though. It is essential that these accounts are open and set up before anyone moves abroad.

I also have an excellent bank transfer group that is easy to use and reliable. Quick too ! They have reasonable transfer rates. You can get daily or weekly whatever .. exchange rates sent to your e-mail inbox , so as to pick your time for best exchange rates payments.

Does this help ?

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Old 27th September 2019, 01:59 PM
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Various UK banks have offshore Expat branches. HSBC for example in Jersey. I think Barclays and at least one other also do.

You could check with them.

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Old 27th September 2019, 05:50 PM
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We have just kept our Barclays accounts open but with our Spanish address.

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