Breakdown coverage in France & Europe

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Breakdown coverage in France & Europe


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Old 2nd July 2020, 03:05 PM
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Default Breakdown coverage in France & Europe

Is it generally better to get ones breakdown coverage (all of Europe) from your auto insurance company or is there a French auto club with Europe-wide coverage like the UK's AA or the US's AAA?

As we use Groupama for our mutuelle and AXA for our renter's insurance I'm going to try them first for auto insurance, or is there another insurance company that someone would recommend for auto insurance?

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Old 2nd July 2020, 03:18 PM
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I think all French car insurance includes breakdown cover. Usually you get a choice of whether you want basic breakdown cover or more comprehensive. But you will get some level of breakdown cover as standard, it's not an optional add-on.
Hence I don't think you'll find many French companies offering standalone breakdown cover because there's no market for it.
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Old 3rd July 2020, 02:48 PM
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You just take your breakdown cover with your motor vehicle insurer, but of course you should check that the cover is what you need (including how far the vehicle will be towed, where to, alternative vehicle, accommodation if necessary - the choice of cover is yours.. Mine covers France and the EU plus some other options.
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Old 4th July 2020, 09:10 AM
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Like EH Mine is with my car insurance but I paid a little bit extra to get comprehensive cover in the whole of Europe and the UK plus an upgrade to the breakdown insurance so that I had exactly the same coverage as I would in France ie Homestart Breakdown cover Get you home hotel
expenses etc
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Old 4th July 2020, 01:44 PM
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Quote:
Originally Posted by Peasant View Post
... is there a French auto club with Europe-wide coverage like the UK's AA or the US's AAA?...
From what I can find, there is the Automobile Club de France. But, that is a private mens club that originated the 24-Hour race at Le Mans.

However, there is the Automobile Club Assosciation of France and they do offer roadside services as a benefit of membership. Among many other benefits, the highest membership level (17€/mo) offers Assistance, dépannage, rapatriement du véhicule en France et en Europe

Another possibility is, if you are still a member of the American Automobile Club (AAA). many European clubs are AAA partners and will provide roadside services to AAA members.

Of course, there is (IMHO) the best of all the clubs, the German ADAC (Ah-day-ah-say). As AAA partners, they offer roadside services in Germany to AAA members. Then, for 94€/yr they offer roadside assistance across Europe. However, it appears that since 2017 they require a German postal address for membership If you have access to a German address, this would be the way to go as the ADAC is far and away the world's premiere auto club.

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Old 4th July 2020, 02:11 PM
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Quote:
Originally Posted by Crabtree View Post
Like EH Mine is with my car insurance but I paid a little bit extra to get comprehensive cover in the whole of Europe and the UK plus an upgrade to the breakdown insurance so that I had exactly the same coverage as I would in France ie Homestart Breakdown cover Get you home hotel
expenses etc
Good to know. Thanks.

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